FRIENDS OF FIVE RIVERS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1972

Legal Domicile

Principal Officer

ANDREA RICARD

Phone

5184750295

Tax Period

2023-07-01 to 2024-06-30

FRIENDS OF FIVE RIVERS INC, founded in 1972, is a small nonprofit in the Environment sector that reported $250K in total revenue in fiscal year 2023. Revenue grew 20% year-over-year, indicating healthy expansion.

Mission

PROVIDE ENVIRONMENTAL EDUCATION PROGRAMS TO ADULTS AND CHILDREN AT FIVE RIVERS ENVIRONMENTAL CENTER; PROVIDE VOLUNTEER INSTRUCTORS, GREETERS AND INTERNS IN SUPPORT OF THE EDUCATIONAL MISSION OF THE ORGANIZATION AND TO ENHANCE THE VISITORS EXPERIENCE.

Program Service Accomplishments

Program 1

Expenses: $150,024 Revenue: $30,105

Support for Five Rivers Environmental Education Center including a library, teacher resource center, animal exhibits, nature displays, and volunteer greeters. Operation of the Guided School Program which provides outdoor environmental education lessons for schools, program for families and adults, maintainance of bee hives, and support for land conservation

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $176,717

Program Service Revenue $30,105

Investment Income $5,619

Other Revenue $37,126

TOTAL REVENUE $249,567

Expense Breakdown

Grants Paid $0

Salaries & Benefits $170,885

Fundraising Expenses $41,304

Program Expenses $150,024

Other Expenses $75,022

TOTAL EXPENSES $245,907

Year-over-Year Comparison

	2023	2022	Change
Revenue	$249,567	$208,300	+0.2%
Expenses	$245,907	$218,288	+0.1%
Net Income	$3,660	$-9,988	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Brian Anderson	Director	2.00	Director	$0	$0	$0
Cyndee Berlin	Director	2.00	Director	$0	$0	$0
William Cote	Director	2.00	Director	$0	$0	$0
Miles Garfinkel	Director	2.00	Director	$0	$0	$0
Alan Lewis	Treasurer	2.00	Officer Director	$0	$0	$0
Larry Naviasky	Director	2.00	Director	$0	$0	$0
Carole Nemore	Director	2.00	Director	$0	$0	$0
Susna Novotny	Director	2.00	Director	$0	$0	$0
Andrew Pludrynski	Director	2.00	Director	$0	$0	$0
Andrea Ricard	President	5.00	Officer Director	$0	$0	$0
Monica Sharp	Director	2.00	Director	$0	$0	$0
Mary Louise Stafford	Director	2.00	Director	$0	$0	$0
Kim Wells	Director	2.00	Director	$0	$0	$0
Kathryn Simpson	Acting Vice President	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$249,567	$245,907	$315,281	$3,660
2023	$208,300	$218,288	$289,493	$-9,988
2022	$180,365	$178,683	$292,482	$1,682
2021	$180,724	$161,978	$294,581	$18,746
2020	$202,987	$200,165	$274,414	$2,822
2019	$165,011	$179,328	$277,701	$-14,317