Vermont Trappers' Association Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

Jim Calchera

Phone

8027229790

Tax Period

2024-01-01 to 2024-12-31

Vermont Trappers' Association Inc, founded in 1973, is a small nonprofit that reported $128K in total revenue in fiscal year 2024. Revenue surged 148% from the prior year, signaling strong growth momentum. Expenses of $148K exceeded revenue, resulting in a 16% operating deficit.

Mission

Promote Fur Trading & Outdoor Activities; Be stewards of the wild by educating the public about population & disease control and the necessity of trapping in Vermont.

Program Service Accomplishments

Program 1

Expenses: $142,262 Revenue: $127,947

Conserving wildlife and preserving our outdoor heritage for future generations of outdoorsmen and women. Ensuring the controlled harvest of wild fur bearing animals to maintain healthy populations...

Conserving wildlife and preserving our outdoor heritage for future generations of outdoorsmen and women. Ensuring the controlled harvest of wild fur bearing animals to maintain healthy populations within the carrying capacity of the environment. Providing trapper education, emphasizing the most humane techniques in harvesting fur bearers and giving special consideration to conservation of wildlife species.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $38,926

Program Service Revenue $140

Investment Income $7,479

Other Revenue $81,402

TOTAL REVENUE $127,947

Expense Breakdown

Grants Paid $1,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $142,262

Other Expenses $147,117

TOTAL EXPENSES $148,117

Year-over-Year Comparison

	2024	2023	Change
Revenue	$127,947	$51,522	+1.5%
Expenses	$148,117	$78,997	+0.9%
Net Income	$-20,170	$-27,475	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Bruce Baroffio	President	5.00	Officer	$0	$0	$0
Bruce Martin	Vice-President	4.00	Officer	$0	$0	$0
Jim Calchera	Treasurer	5.00	Officer	$0	$0	$0
Peter Lossman	Secretary	5.00	Officer	$0	$0	$0
Dave Perrin	Director	1.00	Director	$0	$0	$0
Penny Baroffio	Director	1.00	Director	$0	$0	$0
Mike Covey	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$127,947	$148,117	$227,627	$-20,170
2023	$51,522	$78,997	$247,797	$-27,475
2022	$30,082	$36,426	$275,283	$-6,344
2021	$29,543	$32,127	$281,616	$-2,584
2020	$37,094	$28,863	$284,249	$8,231
2019	$52,446	$49,195	$275,994	$3,251
2018	$62,459	$29,464	$272,730	$32,995