WHITE RIVER VALLEY AMBULANCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Principal Officer

LYNNE TRACY

Phone

8022346800

Tax Period

2024-01-01 to 2024-12-31

WHITE RIVER VALLEY AMBULANCE INC, founded in 1974, is a community nonprofit in the Health Care sector that reported $1.9M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

TO PROVIDE EMERGENCY MEDICAL SERVICES AND TRANSPORTATION AT THE PARAMEDIC LEVEL TO THE RESIDENTS OF 10 TOWNS IN THE WHITE RIVER VALLEY REGION IN VERMONT; TO PROVIDE TRAINING TO EMS PERSONNEL AND TRAINEES; AND, UNDER THE AUSPICES OF THE AMERICAN HEART ASSOCIATION, TO PROVIDE TRAINING AND CERTIFICATION FOR CPR.

Program Service Accomplishments

Program 1

Expenses: $1,679,849 Revenue: $884,806

WHITE RIVER VALLEY AMBULANCE, INC ("WRVA") SERVES TEN VERMONT TOWNS - BARNARD, BETHEL, BRAINTREE, BROOKFIELD, GRANVILLE, HANCOCK, PITTSFIELD, RANDOLPH, ROCHESTER AND STOCKBRIDGE. EACH TOWN...

WHITE RIVER VALLEY AMBULANCE, INC ("WRVA") SERVES TEN VERMONT TOWNS - BARNARD, BETHEL, BRAINTREE, BROOKFIELD, GRANVILLE, HANCOCK, PITTSFIELD, RANDOLPH, ROCHESTER AND STOCKBRIDGE. EACH TOWN CONTRIBUTES TO WRVA ACCORDING TO POPULATION AND A PER CAPITA RATE. WRVA RESPONDED TO ABOUT 1,537 CALLS IN 2024

Program 2

Expenses: $5,663 Revenue: $8,526

AHA TRAINING CENTER: THE WRVA TRAINING CENTER PROVIDES EDUCATION AND RESOURCES TO THE COMMUNITY AND ITS PROVIDERS ON TOPICS OF CPR, STROKE, FIRST AID AND CARDIOVASCULAR DISEASES. OUR INSTRUCTORS...

AHA TRAINING CENTER: THE WRVA TRAINING CENTER PROVIDES EDUCATION AND RESOURCES TO THE COMMUNITY AND ITS PROVIDERS ON TOPICS OF CPR, STROKE, FIRST AID AND CARDIOVASCULAR DISEASES. OUR INSTRUCTORS TEACH MULTIPLE COURSES A MONTH TO BOTH PROVIDERS AND LAY PEOPLE. 450 CERTIFICATIONS WERE ISSUED IN 2024

Program 3

Expenses: $37,320 Revenue: $23,430

INTERNAL CONTRACTS WITHIN THE COMMUNITY: WRVA ALSO CONTRACTS WITH AGENCIES WITHIN OUR LARGER COMMUNITY TO ASSIST IN MATTERS OF PRE-HOSPITAL CARE AS WELL AS IN-PATIENT TRANSPORT CARE. WRVA'S...

INTERNAL CONTRACTS WITHIN THE COMMUNITY: WRVA ALSO CONTRACTS WITH AGENCIES WITHIN OUR LARGER COMMUNITY TO ASSIST IN MATTERS OF PRE-HOSPITAL CARE AS WELL AS IN-PATIENT TRANSPORT CARE. WRVA'S CONTRACTED PROGRAMS INCLUDE PARAMEDIC INTERCEPTS WITH AGENCIES WITHIN OUR DISTRICT, WAIT AND RETURNS WITH GIFFORD HOSPITAL FOR PATIENTS REQUIRING DIAGNOSTIC OR PROCEDURAL CARE AT A DIFFERENT FACILTY, AND BLOOD DRAWS WITH VERMONT STATE POLICE LOOKING TO OBTAIN BLOOD SAMPLES FROM CURRENT DETAINEES. IN 2024 WRVA COMPLETED 19 PARAMEDIC INTERCEPTS, 9 WAIT AND RETURNS, AND 20 VSP BLOOD DRAWS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,002,671

Program Service Revenue $916,762

Investment Income $29,840

Other Revenue $-1,654

TOTAL REVENUE $1,947,619

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,399,856

Fundraising Expenses $0

Program Expenses $1,722,832

Other Expenses $551,188

TOTAL EXPENSES $1,951,044

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,947,619	$1,792,269	+0.1%
Expenses	$1,951,044	$1,966,706	0.0%
Net Income	$-3,425	$-174,437	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$123,360

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MATTHEW PARRISH	EXECUTIVE DI	5.00	Director	$92,644	$30,716	$123,360
JEANETTE BAIR	DIRECTOR	2.00	Director	$0	$0	$0
JAMIE CUSHMAN	DIRECTOR	2.00	Director	$0	$0	$0
AMY INGRASSIA	DIRECTOR	2.00	Director	$0	$0	$0
KRISTEN LAPELL	DIRECTOR	2.00	Director	$0	$0	$0
FRANK CEURVELS	TREASURER	4.00	Officer	$0	$0	$0
BETH DAWLEY	SECRETARY	2.00	Officer	$0	$0	$0
LINDA LUBOLD	VICE PRESIDE	2.00	Officer	$0	$0	$0
LYNNE TRACY	PRESIDENT	6.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,947,619	$1,951,044	$1,078,075	$-3,425
2023	$1,792,269	$1,966,706	$940,304	$-174,437
2022	$1,733,711	$1,815,858	$1,041,929	$-82,147
2021	$1,843,899	$1,697,417	$1,134,898	$146,482
2020	$1,545,248	$1,499,011	$1,200,038	$46,237
2019	$1,554,097	$1,463,549	$1,051,785	$90,548
2018	$1,532,249	$1,500,625	$930,625	$31,624