CAPE COD CURLING CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Principal Officer

JAY FLANDERS

Phone

5085402414

Tax Period

2024-06-01 to 2025-05-31

CAPE COD CURLING CLUB INC, founded in 1969, is a small nonprofit in the Recreation & Sports sector that reported $327K in total revenue in fiscal year 2024. The organization ran a surplus of $87K, a strong 27% operating margin.

Mission

THE CLUB PROMOTES AND ENCOURAGES THE SPORT OF CURLING THROUGH EDUCATIONAL AND COMPETITIVE PROGRAMS.

Program Service Accomplishments

Program 1

Expenses: $61,115

THE CLUB PROMOTES AND ENCOURAGES THE SPORT OF CURLING THROUGH EDUCATIONAL AND COMPETITIVE PROGRAMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $180,731

Program Service Revenue $79,571

Investment Income $11,888

Other Revenue $54,911

TOTAL REVENUE $327,101

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $61,115

Other Expenses $240,342

TOTAL EXPENSES $240,342

Year-over-Year Comparison

	2024	2023	Change
Revenue	$327,101	$317,233	+0.0%
Expenses	$240,342	$259,006	-0.1%
Net Income	$86,759	$58,227	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELLEN BAILEY	ASSISTANT TR	N/A	Officer Director	$0	$0	$0
MARK BOARDMAN	DIRECTOR	N/A	Director	$0	$0	$0
GABRIELE BRUCE	DIRECTOR	N/A	Director	$0	$0	$0
JAY FLANDERS	TREASURER	N/A	Officer Director	$0	$0	$0
PAUL GELEP	DIRECTOR	N/A	Director	$0	$0	$0
MATINA HEISLER	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
PAULA HOWE	DIRECTOR	N/A	Director	$0	$0	$0
JAMIE HUTCHINSON	PRESIDENT	N/A	Officer Director	$0	$0	$0
PETER MILI	DIRECTOR	N/A	Director	$0	$0	$0
PATTY OAKLEY	DIRECTOR	N/A	Director	$0	$0	$0
JEAN PAUL RIU	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT TENNANT	DIRECTOR	N/A	Director	$0	$0	$0
ANDREA WOODS	DIRECTOR	N/A	Director	$0	$0	$0
CAROLYN WURM	CLERK	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$327,101	$240,342	$1,494,310	$86,759
2024	$317,233	$259,006	$1,414,571	$58,227
2023	$308,421	$282,255	$1,364,342	$26,166
2021	$103,207	$103,977	$1,166,231	$-770
2020	$331,792	$258,712	$1,167,002	$73,080
2019	$554,134	$285,131	$1,136,818	$269,003