AMERICAN POSTAL WORKERS UNION 95

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

DONNA WELCH

Phone

7173697712

Tax Period

2023-01-01 to 2023-12-31

AMERICAN POSTAL WORKERS UNION 95 is a small nonprofit that reported $227K in total revenue in fiscal year 2023. The organization ran a surplus of $79K, a strong 35% operating margin.

Mission

LABOR AND CONTRACT AGREEMENT NEGOTIATIONS AND GRIEVANCE PREPARATIONS.

Program Service Accomplishments

Program 1

TO PROMOTE COLLECTIVE BARGAINING AGREEMENTS WITH THE USPS AND REPRESENTATION OF MEMBERS THROUGH THE GRIEVANCE ARBITRATION PROCESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $148,833

Investment Income $1,277

Other Revenue $77,234

TOTAL REVENUE $227,344

Expense Breakdown

Grants Paid $0

Salaries & Benefits $64,183

Fundraising Expenses $0

Other Expenses $84,074

TOTAL EXPENSES $148,257

Year-over-Year Comparison

	2023	2022	Change
Revenue	$227,344	N/A	N/A
Expenses	$148,257	N/A	N/A
Net Income	$79,087	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$43,316

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DONNA WELCH	PRESIDENT	12.00	Officer	$10,577	$0	$10,577
REGAN KRESGE	TREASURER	6.00	Officer	$8,139	$0	$8,139
DIANA HILL	DIR.INDUS, R	12.00	Officer	$7,893	$0	$7,893
ALICIA LORETO	MAINT CRAFT	6.00	Officer	$5,910	$0	$5,910
JAMES STENGEL	CLERK CRAFT	12.00	Officer	$5,508	$0	$5,508
STEPHEN BROWN	MVS CRAFT DI	12.00	Officer	$5,289	$0	$5,289

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$227,344	$148,257	$257,683	$79,087