AMERICAN POSTAL WORKERS UNION (EIN 237338432) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

CHAD BEER

Phone

6108823278

Tax Period

2025-01-01 to 2025-12-31

AMERICAN POSTAL WORKERS UNION, founded in 1974, is a small nonprofit that reported $250K in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year.

Mission

NEGOTIATE COLLECTIVE BARGAINING AGREEMENT (LOCAL MEMORANDUM OF UNDERSTANDING) AND IMPLEMENT SAME THROUGH ARBITRATION AND THE GRIEVANCE PROCEDURE; ORGANIZE; EDUCATE; ATTEND CONFERENCES AND CONVENTION; ANNUAL SOCIAL EVENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $232,388

Program Service Revenue $0

Investment Income $830

Other Revenue $16,882

TOTAL REVENUE $250,100

Expense Breakdown

Grants Paid $0

Salaries & Benefits $98,313

Fundraising Expenses $0

Program Expenses $248,221

Other Expenses $149,908

TOTAL EXPENSES $248,221

Year-over-Year Comparison

	2025	2024	Change
Revenue	$250,100	$277,350	-0.1%
Expenses	$248,221	$287,497	-0.1%
Net Income	$1,879	$-10,147	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$73,360

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHAD BEER	CLERK CRAFT DIRECTOR	20.00	Officer	$15,568	$0	$15,568
ANDREW KUBAT	PRESIDENT	20.00	Officer	$12,912	$0	$12,912
FAITH BENNER	TREASURER	10.00	Officer	$11,692	$0	$11,692
JUSTIN JACOBS	MAINTENANCE CRAFT DIRECTOR	10.00	Officer	$9,181	$0	$9,181
BEATRIS NEVAREZ	SECRETARY	10.00	Officer	$8,274	$0	$8,274
MATTHEW DOCK	EXECUTIVE VICE PRESIDENT	10.00	Officer	$6,776	$0	$6,776
DAVID STACHNIK	DIRECTOR HUMAN RELATIONS	5.00	Officer	$4,033	$0	$4,033
JERAL GONZALEZ-GUADAMUZ	MOTOR VEHICLE CRAFT DIRECTOR	5.00	Officer	$2,000	$0	$2,000
WILSON LOPEZ	SARGET AT ARMS	5.00	Officer	$1,760	$0	$1,760
ROBIN BANKS	TRUSTEE	0.00	Officer	$684	$0	$684
DYLAN BORDELL	CHIEF TRUSTEE	1.00	Officer	$341	$0	$341
EDWARD ROHRBACH JR	TRUSTEE	0.00	Officer	$139	$0	$139

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$250,100	$248,221	$306,934	$1,879
2024	No data	No data	No data	No data
2023	$258,810	$256,833	$326,376	$1,977
2022	$20,636	$13,214	$323,704	$7,422
2021	$221,705	$132,234	$319,785	$89,471
2020	$212,446	$108,787	$230,314	$103,659

AMERICAN POSTAL WORKERS UNION