Riverside Yacht Club Inc (EIN 237349162) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

David Proch-Wilson

Phone

7813959872

Tax Period

2025-01-01 to 2025-12-31

Riverside Yacht Club Inc, founded in 1959, is a small nonprofit that reported $218K in total revenue in fiscal year 2025. The organization ran a surplus of $78K, a strong 36% operating margin.

Mission

To promote and foster seamanship and all marine activities and interests of its members

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $200,931

Program Service Revenue $0

Investment Income $17,094

Other Revenue $0

TOTAL REVENUE $218,025

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $140,207

TOTAL EXPENSES $140,207

Year-over-Year Comparison

	2025	2024	Change
Revenue	$218,025	$209,067	+0.0%
Expenses	$140,207	$150,181	-0.1%
Net Income	$77,818	$58,886	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mike Silvestro	President / Commodore / Trustee	10.00	Officer Director	$0	$0	$0
Michael Giardina	Vice President / Vice Commodore / Trustee	5.00	Officer Director	$0	$0	$0
Chris Barros	Treasurer / Trustee	5.00	Officer Director	$0	$0	$0
David Proch Wilson	Financial Secretary / Trustee	5.00	Director	$0	$0	$0
William Asaro	Secretary / Trustee	5.00	Officer Director	$0	$0	$0
Dean Jackson	Rear Commodore / Trustee	N/A		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$218,025	$140,207	$948,175	$77,818
2024	$209,067	$150,181	$847,936	$58,886
2024	No data	No data	No data	No data
2023	$209,354	$139,222	$789,050	$70,132
2022	$207,355	$133,497	$720,044	$73,858
2021	$185,729	$132,411	$646,186	$53,318
2020	$188,269	$167,887	$592,868	$20,382
2018	$205,848	$178,382	$280,374	$27,466

Riverside Yacht Club Inc