Country Radio Broadcasters Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

RJ Curtis

Phone

6158813957

Tax Period

2024-06-01 to 2025-05-31

Country Radio Broadcasters Inc, founded in 1973, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2024. Net assets of $4.9M represent 34 months of operating reserves.

Mission

TO PROMOTE THE EDUCATION AND GROWTH OF THE COUNTRY MUSIC INDUSTRY WITH A FOCUS ON RADIO. CRB PROVIDES SEMINARS FOR PROFESSIONALS INVOLVED IN COUNTRY MUSIC AND RADIO THAT PROMOTE THE EXCHANGE OF IDEAS AND BUSINESS PRACTICES ACROSS THE NATION.

Program Service Accomplishments

Program 1

Expenses: $1,581,773

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $14,227

Program Service Revenue $1,674,508

Investment Income $34,409

Other Revenue $0

TOTAL REVENUE $1,723,144

Expense Breakdown

Grants Paid $0

Salaries & Benefits $491,643

Fundraising Expenses $0

Program Expenses $1,581,773

Other Expenses $1,306,080

TOTAL EXPENSES $1,797,723

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,723,144	$1,812,122	0.0%
Expenses	$1,797,723	$1,738,159	+0.0%
Net Income	$-74,579	$73,963	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$233,100

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RJ Curtis	Executive Dir.	40.00	Officer	$233,100	$0	$233,100
Kurt Johnson	President	3.00	Officer Director	$0	$0	$0
John Shomby	Vice President	3.00	Officer Director	$0	$0	$0
Beverlee Branigan	Secretary	3.00	Officer Director	$0	$0	$0
Chuck Aly	Director	3.00	Director	$0	$0	$0
Emily Cohen Belote	Director	3.00	Director	$0	$0	$0
Justin Chase	Director	3.00	Director	$0	$0	$0
George Couri	Director	3.00	Director	$0	$0	$0
Mike Harris	Director	3.00	Director	$0	$0	$0
Gator Harrison	Director	3.00	Director	$0	$0	$0
Debra Herman	Director	3.00	Director	$0	$0	$0
Steve Hodges	Director	3.00	Director	$0	$0	$0
Clay Hunnicutt	Director	3.00	Director	$0	$0	$0
Kenny Jay	Director	3.00	Director	$0	$0	$0
Jennifer Johnson	Director	3.00	Director	$0	$0	$0
Jon Loba	Director	3.00	Director	$0	$0	$0
Mike McVay	Director	3.00	Director	$0	$0	$0
RJ Meacham	Director	3.00	Director	$0	$0	$0
Brent Michaels	Director	3.00	Director	$0	$0	$0
Charlie Morgan	Director	3.00	Director	$0	$0	$0
Jordan Pettit	Director	3.00	Director	$0	$0	$0
Rod Phillips	Director	3.00	Director	$0	$0	$0
Ashley Morrison	Director	3.00	Director	$0	$0	$0
Joel Raab	Director	3.00	Director	$0	$0	$0
Royce Risser	Director	3.00	Director	$0	$0	$0
Tim Roberts	Director	3.00	Director	$0	$0	$0
Greg Strassell	Director	3.00	Director	$0	$0	$0
Matt Sunshine	Director	3.00	Director	$0	$0	$0
Allison Warren	Director	3.00	Director	$0	$0	$0
Kristen Williams	Director	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,723,144	$1,797,723	$4,918,561	$-74,579
2024	$1,812,122	$1,738,159	$4,601,852	$73,963
2023	$1,648,157	$1,717,404	$3,982,199	$-69,247
2022	$2,602,863	$1,748,360	$4,104,415	$854,503
2021	$602,565	$1,053,523	$3,590,803	$-450,958
2020	$1,582,611	$1,505,606	$3,329,485	$77,005
2019	$1,619,970	$1,812,931	$2,938,784	$-192,961