AMERICAN FEDERATION OF TEACHERS #2879 NORTH SALEM TEACHERS ASSN (EIN 237365366) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

JAMES SAVARESE

Phone

9178812648

Tax Period

2024-07-01 to 2025-06-30

AMERICAN FEDERATION OF TEACHERS #2879 NORTH SALEM TEACHERS ASSN, founded in 1978, is a small nonprofit that reported $124K in total revenue in fiscal year 2024.

Mission

THE ASSOCIATION IS A REPRESENTATIVE DEMOCRATIC ORGANIZATION WHICH IMPROVES THE PROFESSIONAL, ECONOMIC & PERSONAL LIVES OF ITS MEMBERS AND THEIR FAMILIES, STRENGTHENS THE INSTITUTIONS IN WHICH THEY WORK, AND FURTHERS THE CAUSE OF SOCIAL JUSTICE THROUGH THE TRADE UNION MOVEMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $124,255

Program Service Revenue $0

Investment Income $139

Other Revenue $0

TOTAL REVENUE $124,394

Expense Breakdown

Grants Paid $2,700

Salaries & Benefits $29,200

Fundraising Expenses $0

Program Expenses $123,487

Other Expenses $7,477

TOTAL EXPENSES $123,487

Year-over-Year Comparison

	2024	2023	Change
Revenue	$124,394	$126,301	0.0%
Expenses	$123,487	$122,339	+0.0%
Net Income	$907	$3,962	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$16,750

Total Directors

$29,200

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES SAVARESE	PRESIDENT	2.00	Officer Director	$5,000	$0	$5,000
NICOLE FEDERICI	VICE PRESIDENT	1.50	Officer Director	$3,000	$0	$3,000
ERIC PECHENKO	TREASURER	1.50	Officer Director	$3,000	$0	$3,000
LAUREN HUSSEY-LORUSSO	SECRETARY	0.50	Officer Director	$2,750	$0	$2,750
TERESA DZUBAK	REPRESENTATIVE	0.50	Director	$3,950	$0	$3,950
CHRISTINA HUNDZYZNSKI	REPRESENTATIVE	0.50	Director	$650	$0	$650
KARYN JOHNSON	VICE PRESIDENT	0.50	Officer Director	$3,000	$0	$3,000
MICHELLE MESSEMER	REPRESENTATIVE	0.50	Director	$650	$0	$650
SUZANNE TAYLOR	REPRESENTATIVE	0.50	Director	$650	$0	$650
BETH SAVARESE	REPRESENTATIVE	0.50	Director	$400	$0	$400
DIANE OUTHOUSE	REPRESENTATIVE	0.50	Director	$1,600	$0	$1,600
JENNIFER HEALY	REPRESENTATIVE	0.50	Director	$650	$0	$650
KATHRYN TICKER	REPRESENTATIVE	0.50	Director	$500	$0	$500
KATIA CASETELLI	REPRESENTATIVE	0.50	Director	$1,400	$0	$1,400
DAVID MOSTE	REPRESENTATIVE	0.50	Director	$750	$0	$750
CYNTHIA SANDLER	REPRESENTATIVE	0.50	Director	$400	$0	$400
CHRISTINE CONSIDINE	REPRESENTATIVE	0.50	Director	$650	$0	$650
JENNIFER MARTZ	REPRESENTATIVE	0.50	Director	$200	$0	$200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$124,394	$123,487	$74,487	$907
2024	$126,301	$122,339	$73,580	$3,962
2022	$131,434	$135,313	$64,701	$-3,879
2021	$117,652	$112,908	$68,480	$4,744
2020	$117,205	$122,492	$64,236	$-5,287
2019	$121,005	$118,065	$69,873	$2,940
2018	$119,109	$113,309	$67,683	$5,800

AMERICAN FEDERATION OF TEACHERS #2879 NORTH SALEM TEACHERS ASSN