CAMDEN-WYOMING FIRE COMPANY INC (EIN 237366509) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

MATTHEW BROWN

Phone

3026973201

Tax Period

2024-10-01 to 2025-09-30

CAMDEN-WYOMING FIRE COMPANY INC, founded in 1923, is a community nonprofit in the Public Safety sector that reported $2.8M in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $2.4M left a modest 14% surplus.

Mission

VOLUNTEER FIRE COMPANY THAT PROVIDES FIRE PROTECTION AND RESCUE ASSISTANCE TO THE LOCAL COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,511,991

Program Service Revenue $984,257

Investment Income $91,121

Other Revenue $238,452

TOTAL REVENUE $2,825,821

Expense Breakdown

Grants Paid $500

Salaries & Benefits $1,407,835

Fundraising Expenses $0

Program Expenses $1,996,171

Other Expenses $1,025,262

TOTAL EXPENSES $2,433,597

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,825,821	$2,479,866	+0.1%
Expenses	$2,433,597	$2,366,475	+0.0%
Net Income	$392,224	$113,391	+2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAROLD SCOTT	PRESIDENT	10.00	Officer Director	$0	$0	$0
MIKE STEINDL	VICE PRESIDENT	10.00	Officer Director	$0	$0	$0
CHRISTOPHER MCPHAIL	SECRETARY	5.00	Officer Director	$0	$0	$0
MATTHEW BROWN	TREASURER	10.00	Officer Director	$0	$0	$0
JEFF BROWN	DEPUTY CHIEF	2.00	Officer Director	$0	$0	$0
PHIL LEWIS	CHIEF	2.00	Officer Director	$0	$0	$0
CARL WILLOUGHBY	CHAIRMAN	2.00	Director	$0	$0	$0
ERNIE PIAZZA	VICE CHAIRMAN	2.00	Director	$0	$0	$0
CHRIS WILLOUGHBY	DIRECTOR	2.00	Director	$0	$0	$0
TOM LISZKIEWICZ	DIRECTOR	2.00	Director	$0	$0	$0
ERIC LAFONTAINE	DIRECTOR	2.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,825,821	$2,433,597	$6,575,982	$392,224
2024	$2,479,866	$2,366,475	$5,921,621	$113,391
2023	$2,243,884	$2,077,223	$5,880,406	$166,661
2022	$2,678,414	$1,957,395	$5,949,280	$721,019
2021	$1,867,265	$1,777,889	$5,632,851	$89,376
2020	$1,655,685	$1,584,816	$5,925,750	$70,869

CAMDEN-WYOMING FIRE COMPANY INC