STEDMAN VOLUNTEER FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

ANDREW MAYKOVICH

Phone

9103232592

Tax Period

2022-07-01 to 2023-06-30

STEDMAN VOLUNTEER FIRE DEPARTMENT, founded in 1973, is a small nonprofit that reported $575K in total revenue in fiscal year 2022. Revenue decreased 16% compared to the prior year.

Mission

THE DEPARTMENT'S MAIN OBJECTIVE AND PURPOSE IS THE PROTECTION OF LIFE AND PROPERTY THROUGH ORGANIZATION, TRAINING AND THE PROPER USE OF AVAILABLE EQUIPMENT FOR FIRE FIGHTING AND RESCUE WORK.

Program Service Accomplishments

Program 1

Expenses: $377,654 Revenue: $575,148

THE DEPARTMENT PROVIDES FIRE PROTECTION SERVICES TO THE RESIDENTS OF THE STEDMAN FIRE DISTRICT. SERVICES ARE PROVIDED TO ALL AGES AND NEEDS WITHOUT DISCRIMINATION. NO DIRECT FEES ARE CHARGED FOR...

THE DEPARTMENT PROVIDES FIRE PROTECTION SERVICES TO THE RESIDENTS OF THE STEDMAN FIRE DISTRICT. SERVICES ARE PROVIDED TO ALL AGES AND NEEDS WITHOUT DISCRIMINATION. NO DIRECT FEES ARE CHARGED FOR SERVICES PROVIDED TO RESIDENTS AND BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $492,249

Investment Income $24,940

Other Revenue $57,959

TOTAL REVENUE $575,148

Expense Breakdown

Grants Paid $0

Salaries & Benefits $204,691

Fundraising Expenses $0

Program Expenses $377,654

Other Expenses $380,527

TOTAL EXPENSES $585,218

Year-over-Year Comparison

	2022	2021	Change
Revenue	$575,148	$688,759	-0.2%
Expenses	$585,218	$493,584	+0.2%
Net Income	$-10,070	$195,175	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW MAYKOVICH	PRESIDENT	5.00	Director	$0	$0	$0
KEVIN CARROLL	VICE PRESIDENT	5.00	Director	$0	$0	$0
PAUL PIRRO	SECRETARY	5.00	Director	$0	$0	$0
DAN HAYES	TREASURER	1.00	Director	$0	$0	$0
PEGGY CURRIE	MEMBER	1.00	Director	$0	$0	$0
THIMI KOLLAR	MEMBER	1.00	Director	$0	$0	$0
JERRY MCCALL	MEMBER	1.00	Director	$0	$0	$0
SONNY FOGLE	MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$575,148	$585,218	$2,514,814	$-10,070
2022	$736,187	$504,930	$2,306,523	$231,257
2022	$688,759	$493,584	$2,235,946	$195,175
2021	$547,851	$440,796	$1,095,979	$107,055
2019	$414,585	$310,621	$1,079,395	$103,964