AMERICAN COLLEGE OF MORTGAGE ATTORNEYS INC (EIN 237402873) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

JAMES PAPADIMITRIOU

Phone

3019909075

Tax Period

2024-01-01 to 2024-12-31

AMERICAN COLLEGE OF MORTGAGE ATTORNEYS INC, founded in 1974, is a small nonprofit that reported $851K in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $1.0M exceeded revenue, resulting in a 19% operating deficit.

Mission

ADVANCE COMMERCIAL REAL ESTATE FINANCE LAWYERS AND BUILD NATIONAL BUSINESS NETWORKS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $820,774

Investment Income $29,746

Other Revenue $0

TOTAL REVENUE $850,520

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $1,012,215

TOTAL EXPENSES $1,012,215

Year-over-Year Comparison

	2024	2023	Change
Revenue	$850,520	$735,883	+0.2%
Expenses	$1,012,215	$753,477	+0.3%
Net Income	$-161,695	$-17,594	+8.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

250

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN MURPHY	PRESIDENT	1.00	Officer Director	$0	$0	$0
DENA CRUZ	PRESIDENT ELECT	1.00	Officer Director	$0	$0	$0
ANDREW PALMIERI	IMMEDIATE PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
JAMES PAPADIMITRIOU	TREASURER	1.00	Officer Director	$0	$0	$0
ELIZABETH LEE	SECRETARY	1.00	Officer Director	$0	$0	$0
G WOGAN BERNARD	REGENT	1.00	Director	$0	$0	$0
JUSTIN EARLEY	REGENT	1.00	Director	$0	$0	$0
JOY BARRIST	REGENT	1.00	Director	$0	$0	$0
JOHN MCNEARNEY	REGENT	1.00	Director	$0	$0	$0
SANDRA HAWLEY	REGENT	1.00	Director	$0	$0	$0
CHERYL KELLY	REGENT	1.00	Director	$0	$0	$0
ERIC PRUITT	REGENT	1.00	Director	$0	$0	$0
JUDY LAM	REGENT	1.00	Director	$0	$0	$0
JOSEPH LUBINSKI	REGENT	1.00	Director	$0	$0	$0
HILARY GEVONDYAN	REGENT	1.00	Director	$0	$0	$0
KENNETH MILLER	REGENT	1.00	Director	$0	$0	$0
BRENDA STUGELMEYER	REGENT	1.00	Director	$0	$0	$0
STERLING SCOTT WILLIS	REGENT	1.00	Director	$0	$0	$0
J MARCUS PAINTER	REGENT	1.00	Director	$0	$0	$0
LINDA KOFFMAN	REGENT	1.00	Director	$0	$0	$0
ANTHONY CARRIUOLO	REGENT	1.00	Director	$0	$0	$0
GUILLERMO RIVERA BELDEN	REGENT	1.00	Director	$0	$0	$0
JOHN STEFANIUK	REGENT	1.00	Director	$0	$0	$0
MARGARET SCOOPMIRE	REGENT	1.00	Director	$0	$0	$0
C MARIO PAURA	REGENT	1.00	Director	$0	$0	$0
WENDY GIBBONS	REGENT	1.00	Director	$0	$0	$0
JENNA UNELL	REGENT	1.00	Director	$0	$0	$0
EVERETT WARD	REGENT	1.00	Director	$0	$0	$0
EMILY BOWMAN	REGENT	1.00	Director	$0	$0	$0
JANEL YOSHIMOTO	REGENT	1.00	Director	$0	$0	$0
CHARLES DEALE	EXECUTIVE DIRECTOR	14.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$850,520	$1,012,215	$854,902	$-161,695
2023	$735,883	$753,477	$976,703	$-17,594
2022	$606,197	$642,565	$899,394	$-36,368
2021	$454,999	$513,409	$995,577	$-58,410
2020	$346,780	$323,491	$1,027,778	$23,289
2019	$734,580	$598,119	$1,072,745	$136,461
2018	$589,510	$578,553	$899,619	$10,957

AMERICAN COLLEGE OF MORTGAGE ATTORNEYS INC