FORT PAYNE CHAMBER OF COMMERCE

EIN: 237410055

FORT PAYNE, AL

Total Revenue
$246,911
Total Expenses
$173,245
Total Assets
$711,615
Net Assets
$711,615
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1947
Legal Domicile
AL
Principal Officer
JESSICA TOWNSEL
Phone
2568452741
Tax Period
2025-01-01 to 2025-12-31

FORT PAYNE CHAMBER OF COMMERCE, founded in 1947, is a small nonprofit that reported $247K in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $74K, a strong 30% operating margin.

Mission

TO ASSIST AND PROMOTE BUSINESSES IN THE CITY OF FORT PAYNE, ALABAMA

Program Service Accomplishments

Program 1
Expenses: $167,090

HOLD VARIOUS EVENTS TO PROMOTE THE CITY OF FORT PAYNE. REACH OUT TO NEW BUSINESSES. PROMOTED BENEFITS OF LIVING AND WORKING IN FORT PAYNE, ALABAMA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $162,050
Program Service Revenue $0
Investment Income $13,354
Other Revenue $71,507
TOTAL REVENUE $246,911

Expense Breakdown

Grants Paid $0
Salaries & Benefits $100,146
Fundraising Expenses $0
Program Expenses $167,090
Other Expenses $73,099
TOTAL EXPENSES $173,245

Year-over-Year Comparison

2025 2024 Change
Revenue $246,911 $195,797 +0.3%
Expenses $173,245 $177,804 0.0%
Net Income $73,666 $17,993 +3.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
13
Independent Members
13
Employees
2
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$68,824
Total Directors
14
$68,824
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
INGLE JERRAL PRESIDENT N/A
Officer Director
$0 $0 $0
REED MARY VICE PRESIDE N/A
Officer Director
$0 $0 $0
KILGO ALAN PRESIDENT EL N/A
Director
$0 $0 $0
ABERNATHY TAMMY PAST PRESIDE N/A
Director
$0 $0 $0
EBERHART STEVE TREASURER N/A
Officer Director
$0 $0 $0
FREEMAN DREW DIRECTOR N/A
Director
$0 $0 $0
GRIMES DANA DIRECTOR N/A
Director
$0 $0 $0
TORRES ADRIANA DIRECTOR N/A
Director
$0 $0 $0
WHITE AMY DIRECTOR N/A
Director
$0 $0 $0
WORTHEY KAYLA DIRECTOR N/A
Director
$0 $0 $0
WRIGHT ANNETTE DIRECTOR N/A
Director
$0 $0 $0
BELVILLE LINDA EX-OFFICIO N/A
Director
$0 $0 $0
BATEMAN BOWEN VICKIE HONARARY BOA N/A
Director
$0 $0 $0
JESSICA TOWNSEL EXECUTIVE DI 40.00
Officer Director
$68,824 $0 $68,824
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $246,911 $173,245 $711,615 $73,666
2024 $195,797 $177,804 $637,949 $17,993
2023 $210,584 $198,854 $619,956 $11,730
2022 $170,944 $172,497 $608,221 $-1,553
2021 $176,265 $131,021 $609,774 $45,244
2020 $175,477 $132,592 $564,530 $42,885
2019 $171,320 $137,948 $521,645 $33,372
2018 $138,700 $118,854 $488,273 $19,846
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