RUTHERFORD HOME OWNERS ASSOCIATION INC (EIN 237413112) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

DOREEN ELHAMALAWY

Phone

3472161061

Tax Period

2024-11-01 to 2025-10-31

RUTHERFORD HOME OWNERS ASSOCIATION INC, founded in 1974, is a small nonprofit that reported $484K in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year. Expenses of $431K left a modest 11% surplus.

Mission

MAINTAIN PROPERTY, OPERATE BEACH & ENFORCE BY-LAWS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $455,675

Program Service Revenue $0

Investment Income $27,970

Other Revenue $0

TOTAL REVENUE $483,645

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $431,294

TOTAL EXPENSES $431,294

Year-over-Year Comparison

	2024	2023	Change
Revenue	$483,645	$580,831	-0.2%
Expenses	$431,294	$660,955	-0.3%
Net Income	$52,351	$-80,124	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DOREEN DRISCOLL	PRESIDENT	3.00	Officer Director	$0	$0	$0
CHRISTOPHER VANDERWOLK	VICE-PRESIDENT	1.00	Officer Director	$0	$0	$0
LAURIE VALDETARA	SECRETARY	1.00	Officer Director	$0	$0	$0
ELIZABETH MILLER	TRUSTEE	1.00	Director	$0	$0	$0
MICKI CONTINI	TRUSTEE	1.00	Director	$0	$0	$0
BRIAN ROSE	TRUSTEE	1.00	Director	$0	$0	$0
JOSEPH RUDSI	TRUSTEE	1.00	Director	$0	$0	$0
LONI LOPUSKI	TRUSTEE	1.00	Director	$0	$0	$0
CARMINE PIRONE	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$483,645	$431,294	$1,043,996	$52,351
2024	$580,831	$660,955	$991,645	$-80,124
2023	$564,202	$540,063	$1,186,389	$24,139
2022	$510,167	$546,381	$1,180,560	$-36,214
2021	$570,109	$534,134	$1,214,290	$35,975

RUTHERFORD HOME OWNERS ASSOCIATION INC