LLOYDSVILLE VOLUNTEER FIRE COMPANY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1933

Legal Domicile

Principal Officer

DAVID VOGLE

Phone

7245379872

Tax Period

2023-01-01 to 2023-12-31

LLOYDSVILLE VOLUNTEER FIRE COMPANY, founded in 1933, is a small nonprofit in the Public Safety sector that reported $177K in total revenue in fiscal year 2023. Revenue decreased 17% compared to the prior year. The organization ran a surplus of $79K, a strong 45% operating margin.

Mission

TO PROVIDE THE COMMUNITY WITH FIRE PROTECTION SERVICES.

Program Service Accomplishments

Program 1

Expenses: $77,919 Revenue: $2,538

ALL INCOME OF THE LLOYDSVILLE VOLUNTEER FIRE COMPANY IS USED TO PROVIDE VOLUNTEER FIRE AND RESCUE SERVICES TO THE SURROUNDING COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $119,354

Program Service Revenue $0

Investment Income $2,286

Other Revenue $55,641

TOTAL REVENUE $177,281

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $5,764

Program Expenses $77,919

Other Expenses $87,946

TOTAL EXPENSES $98,285

Year-over-Year Comparison

	2023	2022	Change
Revenue	$177,281	$213,171	-0.2%
Expenses	$98,285	$105,424	-0.1%
Net Income	$78,996	$107,747	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID VOGEL	PRESIDENT	15.00	Officer	$0	$0	$0
KRISTEN JONES	VICE PRESIDENT	5.00	Officer	$0	$0	$0
LEANNE RUBINO	TREASURER	15.00	Officer	$0	$0	$0
LUKE STYNICULA	SECRETARY	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$177,281	$98,285	$4,365,245	$78,996
2022	$213,171	$105,424	$4,234,187	$107,747
2021	$222,193	$76,023	$4,155,368	$146,170
2020	$257,815	$71,644	$4,048,935	$186,171
2019	$203,405	$73,467	$3,692,650	$129,938
2018	$161,811	$62,087	$3,587,302	$99,724