CHARLOTTE BRIDGE ASSOCIATION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

MARILYN GOODRICH

Phone

7043339117

Tax Period

2025-01-01 to 2025-12-31

CHARLOTTE BRIDGE ASSOCIATION INC, founded in 1990, is a small nonprofit that reported $149K in total revenue in fiscal year 2025. Expenses of $137K left a modest 8% surplus.

Mission

TO PROMOTE AND TEACH DUPLICATE BRIDGE IN A POSITIVE SETTING

Program Service Accomplishments

Program 1

Expenses: $136,701 Revenue: $149,304

ASSOCIATION HELD OVER 600 DUPLICATE BRIDGE GAMES OPEN TO ANYONE WHO WISH TO PLAY AND HELD WEEKLY CLASS AND EDUCATIONAL SEMINARS TO TEACH BEGINNER AND EXPERIENT BRIDGE PLAYERS ON THE RULES AND PLAY OF...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $149,304

TOTAL REVENUE $149,304

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $136,701

Other Expenses $136,701

TOTAL EXPENSES $136,701

Year-over-Year Comparison

	2025	2024	Change
Revenue	$149,304	N/A	N/A
Expenses	$136,701	N/A	N/A
Net Income	$12,603	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

900

Independent Members

900

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALICE GALLAGHER	PRESIDENT	20.00	Officer	$0	$0	$0
SUE PECK	VICE PRESIDENT	20.00	Officer	$0	$0	$0
MARILYN GOODRICH	TREASURER	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$149,304	$136,701	$1,268,818	$12,603
2023	$118,864	$106,405	$995,440	$12,459
2022	$95,513	$79,734	$883,178	$15,779
2021	No data	$47,009	No data	No data
2020	$34,289	$33,665	No data	$624
2019	$58,397	$48,488	No data	$9,909
2018	$48,291	$51,117	No data	$-2,826