Fort Davis Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

Teznie Pugh Treasurer

Phone

4324263015

Tax Period

2023-01-01 to 2023-12-31

Fort Davis Chamber of Commerce, founded in 1974, is a small nonprofit in the Community Improvement sector that reported $195K in total revenue in fiscal year 2023. Revenue surged 22% from the prior year, signaling strong growth momentum. The organization ran a surplus of $42K, a strong 22% operating margin.

Mission

TO PROMOTE TOURISM AND BUSINESS IN FORT DAVIS, TEXAS.

Program Service Accomplishments

Program 1

OPERATION OF TOURISM AND BUSINESS INFORMATION OFFICE TO PROMOTE FORT DAVIS, TEXAS INCLUDING THE PROMOTION OF THE FOLLOWING AREA EVENTS. CHAMBER BANQUET-SUPPORTS THE J.C. DUNCAN SCHOLARSHIP PROGRAM...

OPERATION OF TOURISM AND BUSINESS INFORMATION OFFICE TO PROMOTE FORT DAVIS, TEXAS INCLUDING THE PROMOTION OF THE FOLLOWING AREA EVENTS. CHAMBER BANQUET-SUPPORTS THE J.C. DUNCAN SCHOLARSHIP PROGRAM. MEMORIAL DAY CELEBRATION- PROCEEDS SUPPORT DISABLED AMERICAN VETERANS. COOLEST 4TH OF JULY- A FUN FILLED WEEKEND CELEBRATION IN HONOR OF OUR COUNTRY'S INDEPENDANCE. VETERANS DAY CELEBRATION- PROCEEDS SUPPORT DISABLED AMERICAN VETERANS. FRONTIER CHRISTMAS- A COMMUNITY WIDE CELEBRATION OF THE HOLIDAY SEASON.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $188,969

Program Service Revenue $0

Investment Income $0

Other Revenue $5,820

TOTAL REVENUE $194,789

Expense Breakdown

Grants Paid $0

Salaries & Benefits $58,060

Fundraising Expenses $0

Other Expenses $94,727

TOTAL EXPENSES $152,787

Year-over-Year Comparison

	2023	2022	Change
Revenue	$194,789	$159,382	+0.2%
Expenses	$152,787	$158,280	0.0%
Net Income	$42,002	$1,102	+37.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$13,770

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MANNY DUTCHOVER	PRESIDENT	3.00	Officer	$0	$0	$0
JEREMY BENTLEY	VICE PRESIDENT	3.00	Officer	$0	$0	$0
TEZNIE PUGH	TREASURER	3.00	Officer	$0	$0	$0
DEANNA HEBERT	SECRETARY	0.00	Officer	$0	$0	$0
Tim Roberts	Director	0.00	Director	$0	$0	$0
Amanda Dyer	Director	0.00	Director	$0	$0	$0
Matt Blackman	Director	0.00	Director	$0	$0	$0
David Schreiber	Director	0.00	Director	$0	$0	$0
Jennifer Whitesell	Director	0.00	Director	$0	$0	$0
Suzan Moreland	Director	0.00	Director	$0	$0	$0
Audry Hicks	Director	0.00	Director	$0	$0	$0
Myra Meads	Director	0.00	Director	$0	$0	$0
James Smith	Director	0.00	Director	$0	$0	$0
Matt Walker	Director	N/A	Director	$0	$0	$0
Pamela Knapen	Executive Director	N/A	Key Emp	$13,770	$0	$13,770

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2023	$194,789	$152,787	$176,843	$42,002
2022	$159,382	$158,280	$150,328	$1,102
2021	$150,914	$130,869	$149,368	$20,045
2020	$82,477	$113,704	$129,196	$-31,227
2019	$181,701	$151,704	$161,343	$29,997
2018	$186,846	$189,344	$128,225	$-2,498