ALBANY CURLING CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1955

Legal Domicile

Principal Officer

JENIFER WHISTON

Phone

5184566272

Tax Period

2024-07-01 to 2025-06-30

ALBANY CURLING CLUB INC, founded in 1955, is a small nonprofit in the Recreation & Sports sector that reported $174K in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $35K, a strong 20% operating margin.

Mission

PROVIDES A PLACE FOR ATHLETIC ACTIVITY FOR APPROXIMATELY 150 MEMBERS. PROMOTES THE SPORT OF CURLING THROUGH RECRUITMENT OF NEW CURLERS, PROVIDING INSTRUCTION, EDUCATION, AND A PLACE TO CURL. WORKS WITH VARIOUS COMMUNITY GROUPS (SCHOOLS, BOY AND GIRL SCOUTS, LOCAL COLLEGES) TO INTRODUCE THE SPORT OF CURLING.

Program Service Accomplishments

Program 1

Expenses: $101,788 Revenue: $69,631

PROVIDING A PLACE FOR ATHLETIC ACTIVITY FOR APPROXIMATELY 150 MEMBERS. PROMOTING THE SPORT OF CURLING THROUGH RECRUITMENT OF NEW CURLERS, PROVIDING INSTRUCTION, EDUCATION, AND A PLACE TO CURL...

PROVIDING A PLACE FOR ATHLETIC ACTIVITY FOR APPROXIMATELY 150 MEMBERS. PROMOTING THE SPORT OF CURLING THROUGH RECRUITMENT OF NEW CURLERS, PROVIDING INSTRUCTION, EDUCATION, AND A PLACE TO CURL. WORKING WITH VARIOUS COMMUNITY GROUPS (SCHOOLS, BOY AND GIRL SCOUTS, LOCAL COLLEGES) TO INTRODUCE THE SPORT OF CURLING. HOLDING TOURNAMENTS TO PROVIDE A COMPETITIVE FORMAT FOR TEAMS TO COMPETE AND GAIN EXPERIENCE. THESE TOURNAMENTS INCLUDE INTRACLUB AND INVITATIONAL TOURNAMENTS. EXPENSES ARE INCURRED PRIMARILY TO PROVIDE FOOD AND DRINKS TO TOURNAMENT PARTICIPANTS AND SPECTATORS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $99,082

Program Service Revenue $46,689

Investment Income $3,932

Other Revenue $23,982

TOTAL REVENUE $173,685

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $101,788

Other Expenses $139,002

TOTAL EXPENSES $139,002

Year-over-Year Comparison

	2024	2023	Change
Revenue	$173,685	$159,304	+0.1%
Expenses	$139,002	$118,836	+0.2%
Net Income	$34,683	$40,468	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

204

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
MICHAELA SCHWENZFEIER	TREASURER	Officer Director	$0	$0	$0
MICHAEL HALL	DIRECTOR	Director	$0	$0	$0
RON BURKHART	DIRECTOR	Director	$0	$0	$0
JON CADWELL	DIRECTOR	Director	$0	$0	$0
LIZ CADWELL	VICE PRESIDENT (WOMEN)	Director	$0	$0	$0
MAX SUTFIN	DIRECTOR	Director	$0	$0	$0
JENIFER WHISTON	PRESIDENT	Officer Director	$0	$0	$0
STUART MORRISON	VICE PRESIDENT (MEN)	Officer Director	$0	$0	$0
ED O'NEILL	SECRETARY	Officer Director	$0	$0	$0
KIM DEPEAUX	DIRECTOR	Director	$0	$0	$0
KEVIN SCHWENZFEIER	DIRECTOR	Director	$0	$0	$0
JASON STEIN	DIRECTOR	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$173,685	$139,002	$467,460	$34,683
2024	No data	No data	No data	No data
2023	$148,058	$107,831	$597,073	$40,227
2022	$120,047	$107,909	$553,428	$12,138
2021	$22,235	$37,848	$543,093	$-15,613
2020	$112,534	$91,634	$558,735	$20,900
2019	$166,145	$125,131	$537,696	$41,014
2018	$121,476	$87,921	$525,882	$33,555