ANCIENT TEMPLE CHAPTER NO 5 RAM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

MICHAEL HERNANDEZ

Phone

5183918215

Tax Period

2025-01-01 to 2025-12-31

ANCIENT TEMPLE CHAPTER NO 5 RAM, founded in 2005, is a micro nonprofit that reported $71K in total revenue in fiscal year 2025. Revenue fell 54% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $32K, a strong 44% operating margin.

Mission

THE ORGANIZATION ASSISTS INDIVIDUALS AND ORGANIZATIONS THROUGH MASONIC VALUES IN THE PRACTICE OF CHARITY.

Program Service Accomplishments

Program 1

Expenses: $14,500

THE ORGANIZATION ASSISTS INDIVIDUALS AND ORGANIZATIONS THROUGH MASONIC VALUES IN THE PRACTICE OF CHARITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $20,000

Program Service Revenue $261

Investment Income $51,208

Other Revenue $0

TOTAL REVENUE $71,469

Expense Breakdown

Grants Paid $14,500

Salaries & Benefits $700

Fundraising Expenses $0

Program Expenses $14,500

Other Expenses $24,766

TOTAL EXPENSES $39,966

Year-over-Year Comparison

	2025	2024	Change
Revenue	$71,469	$154,002	-0.5%
Expenses	$39,966	$69,662	-0.4%
Net Income	$31,503	$84,340	-0.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$200

Total Directors

$500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL A HERNANDEZ	TRUSTEE	1.00	Director	$500	$0	$500
CHARLES W THERRIEN JR	TRUSTEE	1.00	Director	$0	$0	$0
JOHN N POLYDOURIS	TRUSTEE	1.00	Director	$0	$0	$0
WAYNE L GAUL	KING	1.00	Officer	$0	$0	$0
DANIEL J MARTIN	TREASURER	1.00	Officer	$200	$0	$200
RYAN K CERONE	SECRETARY	1.00	Officer	$0	$0	$0
KEITH D BECKER	HIGH PRIEST	1.00	Officer	$0	$0	$0
JAMES E BEST III	SCRIBE	1.00	Officer	$0	$0	$0
GERALD DEIVENDORF	CAPTAIN OF THE HOST	1.00	Officer	$0	$0	$0
ERIC ARENA	PRINCIPAL SOJOURNER	1.00	Officer	$0	$0	$0
ED KOSINSKI	ROYAL ARCH CAPTAIN	1.00	Officer	$0	$0	$0
KEITH DOBBS	MASTER OF THE 3RD VEIL	1.00	Officer	$0	$0	$0
COLE WADE	MASTER OF THE 2ND VEIL	1.00	Officer	$0	$0	$0
MICHAEL MANSKY	MASTER OF THE 1ST VEIL	1.00	Officer	$0	$0	$0
ANTON KONEV	SENTINEL	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$71,469	$39,966	$859,119	$31,503
2024	No data	No data	No data	No data
2023	$6,793	$39,125	$784,621	$-32,332
2022	$8,999	$39,086	$749,833	$-30,087
2021	$103,876	$33,150	$872,248	$70,726
2020	$41,819	$32,405	$814,730	$9,414
2019	$30,861	$39,624	$798,641	$-8,763
2018	$45,488	$38,883	$723,109	$6,605