WILLIAMSPORTLYCOMING CHAMBER OF COMMERCE (EIN 240762260) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1885

Legal Domicile

Principal Officer

JASON C FINK

Phone

5703261971

Tax Period

2024-01-01 to 2024-12-31

WILLIAMSPORTLYCOMING CHAMBER OF COMMERCE, founded in 1885, is a community nonprofit that reported $2.6M in total revenue in fiscal year 2024. Revenue fell 20% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $723K, a strong 28% operating margin.

Mission

PROMOTE LYCOMING COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,176,866

Program Service Revenue $1,163,776

Investment Income $249,834

Other Revenue $9,509

TOTAL REVENUE $2,599,985

Expense Breakdown

Grants Paid $325,000

Salaries & Benefits $674,014

Fundraising Expenses $0

Other Expenses $877,911

TOTAL EXPENSES $1,876,925

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,599,985	$3,250,329	-0.2%
Expenses	$1,876,925	$2,503,490	-0.3%
Net Income	$723,060	$746,839	0.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$315,670

Total Directors

$185,347

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JASON C FINK	PRESIDENT/CE	36.00	Officer Director	$142,346	$43,001	$185,347
BO HORNBERGER	VICE PRESIDE	36.00	Officer	$90,462	$39,861	$130,323
SETH ALBERTS	DIRECTOR	1.00	Director	$0	$0	$0
JAY B ALEXANDER	FIRST VICE C	1.00	Officer Director	$0	$0	$0
TAMMY ANDERER	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN J BLUTH	DIRECTOR	1.00	Director	$0	$0	$0
DAVID BOYLE	EX-OFFICIO M	1.00	Director	$0	$0	$0
KELLY L COPPADGE	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN P COZZI	DIRECTOR	1.00	Director	$0	$0	$0
SEAN R DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN L DEWALD	DIRECTOR	1.00	Director	$0	$0	$0
CHARLES W EDMONDS	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM G ERTEL	DIRECTOR	1.00	Director	$0	$0	$0
BRENT M FISH	DIRECTOR	1.00	Director	$0	$0	$0
DAVIE JANE GILMOUR	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT J GLUNK	IMMEDIATE PA	1.00	Officer Director	$0	$0	$0
DENNIS W HOSEY	DIRECTOR	1.00	Director	$0	$0	$0
PATRICIA L JACKSON-GEHRIS	2ND VICE CHA	1.00	Officer Director	$0	$0	$0
JON JAHANSHAHI	DIRECTOR	1.00	Director	$0	$0	$0
ROGER D JARRETT	DIRECTOR	1.00	Director	$0	$0	$0
PHILIP H JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
GABRIEL A SINICROPI JR	CHAIR	1.00	Officer Director	$0	$0	$0
GEORGE M JOHNSON JR	DIRECTOR	1.00	Director	$0	$0	$0
GEORGE E LOGUE JR	DIRECTOR	1.00	Director	$0	$0	$0
LARRY S ALLISON JR	DIRECTOR	1.00	Director	$0	$0	$0
HOLLY KREMSER	EX-OFFICIO M	1.00	Director	$0	$0	$0
DAVE LANZER	DIRECTOR	1.00	Director	$0	$0	$0
SAMUEL R LUSH	TREASURER	1.00	Officer Director	$0	$0	$0
JOSHUA J MAEULEN	DIRECTOR	1.00	Director	$0	$0	$0
SHANNON L MASSEY	DIRECTOR	1.00	Director	$0	$0	$0
LESLIE MAYES	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN D MCCLINTOCK	DIRECTOR	1.00	Director	$0	$0	$0
VAN MICHAEL	DIRECTOR	1.00	Director	$0	$0	$0
NICOLE E MIELE	DIRECTOR	1.00	Director	$0	$0	$0
ANN S PEPPERMAN	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL D PONTIOUS	DIRECTOR	1.00	Director	$0	$0	$0
RYAN J RAPLEE	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL J REED	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH L REIGHARD	DIRECTOR	1.00	Director	$0	$0	$0
GARRETT SANNER	DIRECTOR	1.00	Director	$0	$0	$0
ANTHONY D SEGRAVES	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD P STAIMAN	DIRECTOR	1.00	Director	$0	$0	$0
LANCE THOMAS	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,599,985	$1,876,925	$7,197,796	$723,060
2023	$3,250,329	$2,503,490	$6,174,922	$746,839
2022	$2,432,193	$2,269,565	$6,025,303	$162,628
2021	$1,930,924	$1,313,651	$4,498,368	$617,273
2020	$1,084,595	$1,253,460	$3,769,758	$-168,865
2019	$3,278,112	$1,840,156	$3,448,893	$1,437,956
2018	$2,095,743	$1,874,500	$4,370,810	$221,243

WILLIAMSPORTLYCOMING CHAMBER OF COMMERCE