POCONO CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

KRISTINE BUSH

Phone

5704214433

Tax Period

2024-01-01 to 2024-12-31

POCONO CHAMBER OF COMMERCE, founded in 1910, is a small nonprofit that reported $334K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $323K left a modest 3% surplus.

Mission

THE GREATER POCONO CHAMBER OF COMMERCE IS MADE UP OF PEOPLE WORKING TOGETHER TO MAKE THE POCONO MOUNTAINS COMMUNITY A BETTER PLACE TO LIVE AND DO BUSINESS IN.

Program Service Accomplishments

Program 1

Expenses: $252,179 Revenue: $173,488

THE GREATER POCONO CHAMBER OF COMMERCE SERVED AS THE PREMIER VOICE AND SUPPORTER OF BUSINESS THROUGHOUT THE COMMUNITY. THE CHAMBER HOSTED SEVERAL EVENTS THAT PROVIDED LOCAL BUSINESSES AND COMMUNITY LEADERS WITH THE CHANCE TO NETWORK AND WORK TOGETHER FOR THE ADVANCEMENT OF COMMERICAL ,INDUSTRIAL, CIVIC, AND GENERAL WELFARE OF THE POCONO MOUNTAINS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $145,618

Program Service Revenue $173,313

Investment Income $7,441

Other Revenue $7,974

TOTAL REVENUE $334,346

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $18,626

Program Expenses $252,179

Other Expenses $322,877

TOTAL EXPENSES $322,877

Year-over-Year Comparison

	2024	2023	Change
Revenue	$334,346	$297,972	+0.1%
Expenses	$322,877	$345,744	-0.1%
Net Income	$11,469	$-47,772	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GEORGE ROBERTS	PAST CHAIR	1.00	Officer Director	$0	$0	$0
ANDRE WILLIAMS	TREASURER	1.00	Officer Director	$0	$0	$0
DEE RANERI	VICE CHAIR	1.00	Officer Director	$0	$0	$0
MICHAEL HARRIS	TRUSTEE	1.00	Director	$0	$0	$0
EMILY HAUSER	TRUSTEE	1.00	Director	$0	$0	$0
DAVID WOOD	TRUSTEE	1.00	Director	$0	$0	$0
PHILIP POPE	TRUSTEE	2.00	Director	$0	$0	$0
DANIEL W ROMAGNO	TRUSTEE	1.00	Director	$0	$0	$0
BRIAN BOSSUYT	TRUSTEE	1.00	Director	$0	$0	$0
CARMINE J CORRIDORE	TRUSTEE	1.00	Director	$0	$0	$0
ELENA GUKPO	TRUSTEE	1.00	Director	$0	$0	$0
ANDIE KATZ	TRUSTEE	1.00	Director	$0	$0	$0
DANIEL PERICH	TRUSTEE	3.00	Director	$0	$0	$0
PATRICIA DUME	SECRETARY	1.00	Officer Director	$0	$0	$0
DR COSMAS CURRY	TRUSTEE	1.00	Director	$0	$0	$0
MELISSA KONTIR	TRUSTEE	1.00	Director	$0	$0	$0
BOB HAY	TRUSTEE	1.00	Director	$0	$0	$0
ERIC SYNDER	TRUSTEE	1.00	Director	$0	$0	$0
ALANA ROBERTS	TRUSTEE	3.00	Director	$0	$0	$0
GEORGE JOHNSON	TRUSTEE	2.00	Director	$0	$0	$0
RICK FRANZO	TRUSTEE	1.00	Director	$0	$0	$0
COLBY D'ANERI	TRUSTEE	1.00	Director	$0	$0	$0
KRISTINE BUSH	CHAIR	1.00	Officer Director	$0	$0	$0
ALICE WILSON	TRUSTEE	1.00	Director	$0	$0	$0
DANIEL MCDERMOTT	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$334,346	$322,877	$399,500	$11,469
2023	$297,972	$345,744	$357,834	$-47,772
2022	$369,933	$294,492	$378,515	$75,441
2021	$269,657	$211,866	$318,587	$57,791
2018	$425,929	$277,463	$198,792	$148,466