MEADVILLE AREA CHAMBER OF COMMERCE (EIN 250399600) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1807

Legal Domicile

Principal Officer

CHRISTA LUNDY

Phone

8143378030

Tax Period

2023-01-01 to 2023-12-31

MEADVILLE AREA CHAMBER OF COMMERCE, founded in 1807, is a small nonprofit that reported $510K in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $455K left a modest 11% surplus.

Mission

ENHANCE SOCIAL, ECONOMIC, BUSINESS AND COMMUNITY DEVELOPMENT WITHIN WESTERN CRAWFORD COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $467,214

Investment Income $905

Other Revenue $41,655

TOTAL REVENUE $509,774

Expense Breakdown

Grants Paid $0

Salaries & Benefits $179,118

Fundraising Expenses $0

Program Expenses $399,981

Other Expenses $276,204

TOTAL EXPENSES $455,322

Year-over-Year Comparison

	2023	2022	Change
Revenue	$509,774	$441,541	+0.2%
Expenses	$455,322	$412,864	+0.1%
Net Income	$54,452	$28,677	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$80,801

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHUCK EVANOFF	BOARD MEMBER	1.00	Director	$0	$0	$0
DJ CRAVEN	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES SLATER	TREASURER	1.00	Officer Director	$0	$0	$0
MARIE FELTZ	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVE ASTRY	BOARD MEMBER	1.00	Director	$0	$0	$0
ADAM PRENATT	VICE PRESIDENT	1.00	Director	$0	$0	$0
DAVID GORDON	PRESIDENT	1.00	Officer Director	$0	$0	$0
TONY BOCA	BOARD MEMBER	1.00	Director	$0	$0	$0
JEAN MARTIN	SECRETARY	1.00	Officer Director	$0	$0	$0
ZACH SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
CHAD WAGNER	BOARD MEMBER	1.00	Director	$0	$0	$0
CARRIE WORSK	BOARD MEMBER	1.00	Director	$0	$0	$0
MANDY MAHONEY	BOARD MEMBER	1.00	Director	$0	$0	$0
MATT MCLAMB	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRISTA LUNDY	EXECUTIVE DIRECTOR	40.00	Officer	$69,475	$11,326	$80,801

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$509,774	$455,322	$158,464	$54,452
2022	$441,541	$412,864	$107,231	$28,677
2021	$350,722	$329,444	$86,282	$21,278
2020	$270,860	$242,957	$66,034	$27,903
2019	$342,962	$308,223	$86,446	$34,739
2018	$352,479	$332,909	$46,238	$19,570

MEADVILLE AREA CHAMBER OF COMMERCE