Westmoreland Chamber of Commerce (EIN 250523468) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Tax Period

2025-01-01 to 2025-12-31

Westmoreland Chamber of Commerce, founded in 1965, is a small nonprofit in the Community Improvement sector that reported $673K in total revenue in fiscal year 2025. Expenses of $641K left a modest 5% surplus.

Mission

TO FACILITATE MAINTAIN AND ADVANCE AN ENVIRONMENT CONDUCIVE TO THE ECONOMIC WELL-BEING AND SUPERIOR QUALITY OF LIFE FOR WESTMORELAND COUNTY THROUGH LEADERSHIP, GROWTH AND VISION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $600,405

Investment Income $13,550

Other Revenue $58,819

TOTAL REVENUE $672,774

Expense Breakdown

Grants Paid $0

Salaries & Benefits $430,824

Fundraising Expenses $0

Program Expenses $641,028

Other Expenses $210,204

TOTAL EXPENSES $641,028

Year-over-Year Comparison

	2025	2024	Change
Revenue	$672,774	$661,079	+0.0%
Expenses	$641,028	$626,291	+0.0%
Net Income	$31,746	$34,788	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$134,490

Total Directors

$134,490

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAN DEBONE	PresidentCEO	50.00	Officer Director	$134,490	$0	$134,490
MARIA LAVELLE	CHAIR	2.00	Officer Director	$0	$0	$0
CHRISTINE MOHLER-KING	VICE CHAIR	2.00	Officer Director	$0	$0	$0
Randy Roadman	TREASURER	2.00	Officer Director	$0	$0	$0
Dan Galbraith	SECRETARY	2.00	Officer Director	$0	$0	$0
Jon Campbell	DIRECTOR	1.00	Director	$0	$0	$0
Jeff COOK	DIRECTOR	1.00	Director	$0	$0	$0
Jarred Grabiak	DIRECTOR	1.00	Director	$0	$0	$0
DAN GORDISH	DIRECTOR	1.00	Director	$0	$0	$0
Lisa Krall	DIRECTOR	1.00	Director	$0	$0	$0
Vicki Loucks	DIRECTOR	1.00	Director	$0	$0	$0
Evan Markowitz	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT MAYFIELD	DIRECTOR	1.00	Director	$0	$0	$0
BINKY SARGENT	DIRECTOR	1.00	Director	$0	$0	$0
JANET WARD	DIRECTOR	1.00	Director	$0	$0	$0
Ross Saunders	DIRECTOR	1.00	Director	$0	$0	$0
JASON RIGONE	DIRECTOR	1.00	Director	$0	$0	$0
Kelley Skoloda	DIRECTOR	1.00	Director	$0	$0	$0
Harry Smail Jr	DIRECTOR	1.00	Director	$0	$0	$0
JAMES SMITH	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL STORMS	DIRECTOR	1.00	Director	$0	$0	$0
TONY VECCHIO	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA WHARTON	DIRECTOR	1.00	Director	$0	$0	$0
LADD WAGNER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$672,774	$641,028	$1,059,320	$31,746
2024	$661,079	$626,291	$1,029,629	$34,788
2023	$624,905	$597,198	$999,641	$27,707
2022	$604,604	$584,679	$979,093	$19,925
2021	$552,498	$532,455	$963,929	$20,043
2020	$469,353	$458,553	$929,951	$10,800
2019	$567,039	$508,387	$902,904	$58,652
2018	$511,201	$473,733	$827,530	$37,468

Westmoreland Chamber of Commerce