GREATER JOHNSTOWNCAMBRIA COUNTY CHAMBER OF COMMERCE (EIN 250578985) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

AMY BRADLEY

Phone

8145365107

Tax Period

2023-01-01 to 2023-12-31

GREATER JOHNSTOWNCAMBRIA COUNTY CHAMBER OF COMMERCE, founded in 1910, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $755K in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion.

Mission

TO ADVANCE THE COMMERCIAL, INDUSTRIAL, CIVIC AND GENERAL INTEREST OF GREATER JOHNSTOWN AND ADJACENT TERRITORIES AND TO PROMOTE INDUSTRY AND PUBLIC WELFARE IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $735,732

Investment Income $19,269

Other Revenue $0

TOTAL REVENUE $755,001

Expense Breakdown

Grants Paid $0

Salaries & Benefits $348,960

Fundraising Expenses $0

Other Expenses $402,299

TOTAL EXPENSES $751,259

Year-over-Year Comparison

	2023	2022	Change
Revenue	$755,001	$639,114	+0.2%
Expenses	$751,259	$688,789	+0.1%
Net Income	$3,742	$-49,675	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$115,320

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMY BRADLEY	PRESIDENT/ C	40.00	Officer	$115,320	$0	$115,320
LEAH S SPANGLER	CHAIRPERSON	N/A	Officer Director	$0	$0	$0
GREG WINGER	TREASURER	N/A	Officer Director	$0	$0	$0
CHRISTOPHER WEIR	SECRETARY	N/A	Officer Director	$0	$0	$0
EVAN BENNEEAR	BOARD MEMBER	N/A	Director	$0	$0	$0
ROBERT COLVIN	BOARD MEMBER	N/A	Director	$0	$0	$0
DEBBIE COVER	BOARD MEMBER	N/A	Director	$0	$0	$0
JOHN MCKEEGAN	BOARD MEMBER	N/A	Director	$0	$0	$0
STEPHEN MCANENY	BOARD MEMBER	N/A	Director	$0	$0	$0
MICHAEL PAULMAN	BOARD MEMBER	N/A	Director	$0	$0	$0
LORRIE MCQUAIDE	BOARD MEMBER	N/A	Director	$0	$0	$0
STEVE NUNEZ	BOARD MEMBER	N/A	Director	$0	$0	$0
AMY O'HARA	BOARD MEMBER	N/A	Director	$0	$0	$0
GRACE WIRFEL	BOARD MEMBER	N/A	Director	$0	$0	$0
KEN SALEM	BOARD MEMBER	N/A	Director	$0	$0	$0
TYLER TRIMBATH	BOARD MEMBER	N/A	Director	$0	$0	$0
RITA TROFINO	BOARD MEMBER	N/A	Director	$0	$0	$0
KERRI MUELLER	PAST CHAIRMA	N/A	Director	$0	$0	$0
LOUIS VUCKOVICH	BOARD MEMBER	N/A	Director	$0	$0	$0
SEAN WONDERLING	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$755,001	$751,259	$718,358	$3,742
2022	$639,114	$688,789	$692,782	$-49,675
2022	$639,114	$688,789	$692,782	$-49,675
2021	$794,647	$631,227	$803,271	$163,420
2020	$450,323	$451,367	$831,166	$-1,044
2019	$835,581	$842,299	$616,260	$-6,718
2018	$655,284	$704,461	$604,455	$-49,177

GREATER JOHNSTOWNCAMBRIA COUNTY CHAMBER OF COMMERCE