NORTHWESTERN RURAL ELECTRIC COOPERATIVE ASSOCIATION INC

EIN: 250696880

CAMBRIDGE SPRINGS, PA

Total Revenue
$23,084,805
Total Expenses
$21,479,722
Total Assets
$122,638,348
Net Assets
$67,138,417
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1936
Legal Domicile
PA
Principal Officer
KATHY LANE
Phone
8003520014
Tax Period
2024-01-01 to 2024-12-31

NORTHWESTERN RURAL ELECTRIC COOPERATIVE ASSOCIATION INC, founded in 1936, is a mid-sized nonprofit that reported $23.1M in total revenue in fiscal year 2024. Expenses of $21.5M left a modest 7% surplus.

Mission

THE COOPERATIVE IS AN ELECTRIC UTILITY SERVING RESIDENTIAL, COMMERCIAL & INDUSTRIAL CUSTOMERS IN RURAL AREA PRINCIPALLY IN CRAWFORD COUNTY, PENNSYLVANIA. ON THE AVERAGE, THE COOPERATIVE SERVES APPROXIMATELY 20,000 CUSTOMERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $197,523
Other Revenue $22,887,282
TOTAL REVENUE $23,084,805

Expense Breakdown

Grants Paid $0
Salaries & Benefits $917,498
Fundraising Expenses $0
Other Expenses $19,558,080
TOTAL EXPENSES $21,479,722

Year-over-Year Comparison

2024 2023 Change
Revenue $23,084,805 $21,935,998 +0.1%
Expenses $21,479,722 $20,882,978 +0.0%
Net Income $1,605,083 $1,053,020 +0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
10
Independent Members
10
Employees
67
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$860,655
Total Directors
11
$108,506
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KIM DOCTER DIRECTOR 5.00
Director
$11,670 $597 $12,267
ROBERT AGNEW DIRECTOR 4.00
Director
$6,105 $473 $6,578
LANNY RODGERS DIRECTOR 2.00
Director
$9,180 $343 $9,523
MARIAN DAVIS BOARD SECRETARY 5.00
Officer Director
$8,700 $269 $8,969
LISA CHAUSSE BOARD CHAIR 8.00
Officer Director
$16,307 $615 $16,922
KATHRYN COOPER-WINTERS BOARD VICE CHAIR - RETIRED 2024 4.00
Officer Director
$4,565 $448 $5,013
EARL KOON BOARD TREASURER 8.00
Officer Director
$9,875 $597 $10,472
DAVID SNYDER BOARD VICE CHAIR 4.00
Officer Director
$9,690 $597 $10,287
JUNE SHELHAMER DIRECTOR 3.00
Director
$8,700 $597 $9,297
CANDY BRUNDAGE DIRECTOR 5.00
Director
$10,350 $597 $10,947
KEVIN COX DIRECTOR 6.00
Director
$8,082 $149 $8,231
RYAN MELLER PRESIDENT & CEO 60.00
Officer
$284,000 $77,918 $361,918
KATHY LANE VICE PRESIDENT & CFO 50.00
Officer
$165,217 $57,378 $222,595
STEPHEN MILLER CHIEF OPERATING OFFICER 50.00
Officer
$171,111 $53,368 $224,479
MIKE FRAZIER GROUP LEADER 50.00
Highest
$174,804 $44,162 $218,966
JOHN MAILLIARD CHIEF LINEMAN 50.00
Highest
$146,840 $42,156 $188,996
ROSS THOMAS CHIEF LINEMAN 50.00
Highest
$164,308 $42,610 $206,918
AARON BUTLER CHIEF LINEMAN 50.00
Highest
$151,089 $43,374 $194,463
ALVEY LESTER CHIEF LINEMAN 50.00
Highest
$150,533 $46,619 $197,152
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $23,084,805 $21,479,722 $122,638,348 $1,605,083
2023 $21,935,998 $20,882,978 $118,382,944 $1,053,020
2022 $22,536,931 $19,913,737 $118,329,760 $2,623,194
2022 $22,536,931 $19,913,737 $118,329,760 $2,623,194
2021 $21,945,807 $18,229,732 $114,436,291 $3,716,075
2020 $21,507,149 $18,852,086 $110,437,406 $2,655,063
2019 $20,006,306 $18,743,397 $108,110,119 $1,262,909
2018 $20,211,807 $18,623,550 $105,177,667 $1,588,257
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