UNITED CROATIAN CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Phone

7243120191

Tax Period

2024-01-01 to 2024-12-31

UNITED CROATIAN CLUB, founded in 1990, is a small nonprofit in the Recreation & Sports sector that reported $177K in total revenue in fiscal year 2024. The organization ran a surplus of $34K, a strong 19% operating margin.

Mission

TO MAINTAIN CLUB ROOMS FOR SOCIAL ENTERTAINMENTS, MEETINGS, AND OTHER KINDS OF ENTERTAINMENTS AND EDUCATION FOR THE PHYSICAL AND INTELLECTUAL DEVELOPMENT OF ITS MEMBERS.

Program Service Accomplishments

Program 1

Expenses: $133,960

TO FOSTER AMONG ITS MEMBERS A LIVE INTEREST IN ALL CIVIC MATTERS, TO OBEY CONCIOUSLY ALL LAWS AND FULFILL THEIR CIVIC DUTIES, AND TO PARTICIPATE DILIGENTLY IN PROMOTING THE PROGRESS OF THEIR...

TO FOSTER AMONG ITS MEMBERS A LIVE INTEREST IN ALL CIVIC MATTERS, TO OBEY CONCIOUSLY ALL LAWS AND FULFILL THEIR CIVIC DUTIES, AND TO PARTICIPATE DILIGENTLY IN PROMOTING THE PROGRESS OF THEIR COMMUNITY IN ALL MORAL RESPECTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $16,620

Program Service Revenue $185,619

Investment Income $31,497

Other Revenue $-56,704

TOTAL REVENUE $177,032

Expense Breakdown

Grants Paid $0

Salaries & Benefits $37,374

Fundraising Expenses $0

Program Expenses $133,960

Other Expenses $105,801

TOTAL EXPENSES $143,175

Year-over-Year Comparison

	2024	2023	Change
Revenue	$177,032	N/A	N/A
Expenses	$143,175	N/A	N/A
Net Income	$33,857	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE ZAPSIC	TREASURER	15.00	Officer	$0	$0	$0
KEVIN KAMICKER	PRESIDENT	15.00	Officer	$0	$0	$0
TOM POPOVICH	VICE PRESIDENT	15.00	Officer	$0	$0	$0
DOUG WAGURAK	SECRETARY	15.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$177,032	$143,175	$631,912	$33,857
2023	$138,472	$144,009	$601,226	$-5,537