UNITED WAY OF THE BRADFORD AREA INC (EIN 250965269) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1925

Legal Domicile

Phone

8143686181

Tax Period

2024-07-01 to 2025-06-30

UNITED WAY OF THE BRADFORD AREA INC, founded in 1925, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $701K in total revenue in fiscal year 2024. Revenue surged 85% from the prior year, signaling strong growth momentum. The organization ran a surplus of $312K, a strong 45% operating margin.

Mission

Our mission is to raise and distribute funds for the purpose of community building and enhancing the quality of life in the areas we serve.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $617,818

Program Service Revenue $0

Investment Income $66,680

Other Revenue $16,213

TOTAL REVENUE $700,711

Expense Breakdown

Grants Paid $274,416

Salaries & Benefits $61,062

Fundraising Expenses $42,015

Program Expenses $311,180

Other Expenses $52,888

TOTAL EXPENSES $388,366

Year-over-Year Comparison

	2024	2023	Change
Revenue	$700,711	$378,367	+0.9%
Expenses	$388,366	$333,184	+0.2%
Net Income	$312,345	$45,183	+5.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Sarah Lonzi	Executive Director	35.00		$45,997	$0	$45,997
Harry Solerak	Treasurer	1.00	Officer Director	$0	$0	$0
Greg Kloss	Director	1.00	Director	$0	$0	$0
Amber Benjamin	Director	1.00	Director	$0	$0	$0
Gwen Rush	President	1.00	Officer Director	$0	$0	$0
Suzi Marasco	Secretary	1.00	Officer Director	$0	$0	$0
John Vanerstrom	Director	1.00	Director	$0	$0	$0
Marissa Yohe	Director	1.00	Director	$0	$0	$0
Christine Tyler	Director	1.00	Director	$0	$0	$0
Patrick Hollenbeck	Director	1.00	Director	$0	$0	$0
Sami Placer	Director	1.00	Director	$0	$0	$0
Marissa Yohe	Director	1.00	Director	$0	$0	$0
Heidi Scrivo Passmore	Past President	1.00	Officer Director	$0	$0	$0
Kendra Pantuso	Director	1.00	Director	$0	$0	$0
Ryan Race	Vice President	1.00	Director	$0	$0	$0
Chad Kirk	Director	1.00	Director	$0	$0	$0
Katie Zapel	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$722,068	$378,756	$1,569,579	$343,312
2025	$700,711	$388,366	$1,517,909	$312,345
2024	$378,367	$333,184	$1,182,005	$45,183
2023	$338,213	$327,166	$1,110,563	$11,047
2022	$460,279	$330,510	$1,039,737	$129,769
2021	$404,127	$380,676	$1,148,824	$23,451
2020	$380,154	$378,513	$1,008,081	$1,641
2019	$467,216	$439,267	$971,495	$27,949

UNITED WAY OF THE BRADFORD AREA INC