CAMBRIA COUNTY ASSOCIATION FOR THE… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1927

Legal Domicile

Principal Officer

TARA BOSSERMAN

Phone

8145363531

Tax Period

2024-07-01 to 2025-06-30

CAMBRIA COUNTY ASSOCIATION FOR THE BLIND AND HANDICAPPED, founded in 1927, is a mid-sized nonprofit in the Employment sector that reported $49.6M in total revenue in fiscal year 2024. Revenue decreased 18% compared to the prior year. The organization ran a surplus of $16.8M, a strong 34% operating margin.

Mission

TO DEVELOP AND SUPPORT AN ENVIRONMENT FOR PERSON WITH DISABILITIES WHICH PROMOTES VOCATIONAL AND EMPLOYMENT TRAINING, INDEPENDENCE, AND COMMUNITY INVOLVEMENT. THE ASSOCIATION UNITES VOCATIONAL TRAINING AND A MANUFACTURING BUSINESS.

Program Service Accomplishments

Program 1

Expenses: $26,892,884 Revenue: $43,674,587

WORKSHOP OPERATIONS PROVIDES TRAINING AND EMPLOYMENT OPPORTUNITIES TO PERSON WITH DISABILITIES ALSO SERVICED BY OTHER PROGRAMS.

Program 2

Expenses: $4,474,279 Revenue: $2,729,943

SHELTERED WORKSHOP PROVIDES ON-THE-JOB TRAINING AND ASSESSMENT, DAILY LIVING SKILLS TRAINING, AND WORK FOR SEVERELY DISABLED PERSONS.

Program 3

Expenses: $551,076 Revenue: $227,235

SPECIAL CHORE SERVICES FOR THE VISUALLY HANDICAPPED PROVIDES EVALUATION AND TRAINING TO LEGALLY BLIND PERSON RESIDING IN THEIR HOMES FOR COOKING, CLEANING, BUDGETING, AND OTHER LIFE SKILLS. PROVIDES RECREATION, TRANSPORTATION, AND SOCIALIZATION. SUPPORTIVE TRAINING AND EMPLOYMENT PROGRAM PLACES INDIVIDUALS WITH DISABILITIES INTO COMPETITIVE EMPLOYMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $11,778

Program Service Revenue $3,041,553

Investment Income $2,803,348

Other Revenue $43,768,811

TOTAL REVENUE $49,625,490

Expense Breakdown

Grants Paid $252,878

Salaries & Benefits $17,208,091

Fundraising Expenses $0

Program Expenses $31,953,667

Other Expenses $15,401,767

TOTAL EXPENSES $32,862,736

Year-over-Year Comparison

	2024	2023	Change
Revenue	$49,625,490	$60,848,724	-0.2%
Expenses	$32,862,736	$30,261,932	+0.1%
Net Income	$16,762,754	$30,586,792	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

444

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,253,252

Total Directors

Key Employees

$584,495

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DR GEORGE S ASHMAN	CHAIRMAN(TILL 11/24)/ BOARD MEMBER	2.00	Officer Director	$0	$0	$0
KAREN AZER	1ST VICE CHAIRPERSON / CHAIRMAN	2.00	Officer Director	$0	$0	$0
MICHAEL PARRISH	2ND VICE / 1ST VICE CHAIRPERSON	2.00	Officer Director	$0	$0	$0
GAIL STOTLER	TREASURER / 2ND VICE CHAIRPERSON	2.00	Officer Director	$0	$0	$0
JOHN R BODEROCCO	SECRETARY / TREASURER	2.00	Officer Director	$0	$0	$0
RITA MARTIN	BOARD MEMBER / SECRETARY	2.00	Officer Director	$0	$0	$0
COURTNEY CUSTER	BOARD MEMBER	2.00	Director	$0	$0	$0
BYRON K CUSTER III	BOARD MEMBER	2.00	Director	$0	$0	$0
KEITH GINDLESPERGER	BOARD MEMBER	2.00	Director	$0	$0	$0
CARRIE GREEN	BOARD MEMBER	2.00	Director	$0	$0	$0
JUDGE NORMAN KRUMENACKER III	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRISTOPHER MARTELLA	BOARD MEMBER	2.00	Director	$0	$0	$0
DR CHARLES G SHEA	BOARD MEMBER	2.00	Director	$0	$0	$0
DR DAVID STEFANIK	BOARD MEMBER	2.00	Director	$0	$0	$0
REBECCA MCANENY WICKS	BOARD MEMBER	2.00	Director	$0	$0	$0
MARK WISSINGER	BOARD MEMBER	2.00	Director	$0	$0	$0
TARA BOSSERMAN	PRESIDENT/CEO	40.00	Officer	$925,364	$31,919	$957,283
DENISE STUDINARY	VP - FINANCE	40.00	Officer	$257,928	$38,041	$295,969
RICHARD BOSSERMAN	PRESIDENT EMERITUS	40.00	Key Emp	$308,528	$25,144	$333,672
KORY HUGHES	EXECUTIVE VP - OPERATIONS	40.00	Key Emp	$238,650	$12,173	$250,823
JOHN R STAHL	VP - REHABILITATION	40.00	Highest	$177,860	$33,025	$210,885
TIMOTHY WEDDING	DIRECTOR OF SOLAR DEVELOPM	40.00	Highest	$206,697	$23,960	$230,657
JASON MARTINAGE	VP - OPERATIONS	40.00	Highest	$262,344	$39,788	$302,132
STEPHANIE SMITH	DIRECTOR OF MARKETING/COMM	40.00	Highest	$147,583	$33,221	$180,804
KEVIN PERSIO	CHIEF LEGAL OFFICER	40.00	Highest	$406,818	$43,994	$450,812

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$49,625,490	$32,862,736	$204,511,765	$16,762,754
2024	$60,848,724	$30,261,932	$184,006,360	$30,586,792
2023	$50,287,887	$23,712,361	$156,989,800	$26,575,526
2022	$35,007,972	$17,522,707	$125,473,465	$17,485,265
2021	$37,191,994	$15,621,530	$104,936,762	$21,570,464
2020	$25,976,209	$13,432,770	$84,133,752	$12,543,439
2019	$18,321,965	$11,827,400	$68,028,818	$6,494,565

CAMBRIA COUNTY ASSOCIATION FOR THE BLIND AND HANDICAPPED