MEADVILLE AREA FAMILY YMCA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1866

Legal Domicile

Principal Officer

TINA CARTER

Phone

8143362196

Tax Period

2025-01-01 to 2025-12-31

MEADVILLE AREA FAMILY YMCA, founded in 1866, is a community nonprofit in the Human Services sector that reported $3.1M in total revenue in fiscal year 2025.

Mission

TO DEVELOP ALL INDIVIDUALS IN SPIRIT, MIND, AND BODY THROUGH PROGRAMS AND ACTIVITIES WITH A CHRISTIAN EMPHASIS.

Program Service Accomplishments

Program 1

Expenses: $1,021,358 Revenue: $1,002,856

PROVIDE OPPORTUNITIES FOR ALL INDIVIDUALS TO ENGAGE IN HEALTHY LIFESTYLES DEVELOPING THEMSELVES AND THEIR FAMILIES. WE HAVE SERVED OVER 8,000 INDIVIDUALS IN 2025.

Program 2

Expenses: $1,418,084 Revenue: $1,328,348

ADMINISTERS A STATE LICENSE CHILD CARE PROGRAM FOR CHILDREN AGES 6 WEEKS THROUGH 12 YEARS. APPROXIMATELY, 660 WERE SERVED WITHIN THE MEADVILLE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $697,605

Program Service Revenue $2,331,204

Investment Income $40,553

Other Revenue $48,731

TOTAL REVENUE $3,118,093

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,814,445

Fundraising Expenses $0

Program Expenses $2,439,442

Other Expenses $1,305,334

TOTAL EXPENSES $3,119,779

Year-over-Year Comparison

	2025	2024	Change
Revenue	$3,118,093	$3,261,541	0.0%
Expenses	$3,119,779	$3,334,369	-0.1%
Net Income	$-1,686	$-72,828	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

158

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$204,010

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SYDNEY MOYER	DIRECTOR	1.00	Director	$0	$0	$0
BRUCE LAWRENCE	DIRECTOR	1.00	Director	$0	$0	$0
CARLI BELOSH	DIRECTOR	1.00	Director	$0	$0	$0
JOHN STONER	DIRECTOR	1.00	Director	$0	$0	$0
ERIN BOGDA-MCLAMB	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM EULIANO	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINE BROWN	DIRECTOR (END SEPT. 2025)	1.00	Director	$0	$0	$0
KRISTA GEER	CHAIRMAN	1.00	Officer Director	$0	$0	$0
MATTHEW STEARNS	VICE CHAIR	1.00	Officer Director	$0	$0	$0
CONCETTA FORT	TREASURER	1.00	Officer Director	$0	$0	$0
LAURA KING	SECRETARY	1.00	Officer Director	$0	$0	$0
TINA CARTER	CHIEF EXECUTIVE OFFICER	40.00	Officer	$103,128	$10,474	$113,602
STACIE HIOTT	OPS. DIRECTOR (BEGIN JUNE 2025)	40.00	Officer	$49,913	$5,139	$55,052
HANNAH FULLER	OPS. DIRECTOR (END JUNE 2025)	40.00	Officer	$33,256	$2,100	$35,356

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,118,093	$3,119,779	$5,022,990	$-1,686
2024	$3,261,541	$3,334,369	$4,892,561	$-72,828
2023	$3,744,300	$3,378,239	$4,272,123	$366,061
2022	$3,535,888	$3,398,650	$4,293,032	$137,238
2021	$4,247,264	$2,695,099	$3,981,470	$1,552,165
2020	$2,908,832	$2,599,848	$2,539,805	$308,984
2019	$2,908,419	$2,967,747	$1,902,830	$-59,328
2018	$3,179,906	$3,128,845	$1,869,618	$51,061