BRADFORD VETS CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Principal Officer

DONALD A LANGLEY

Phone

8143683011

Tax Period

2024-01-01 to 2024-12-31

BRADFORD VETS CLUB, founded in 1937, is a small nonprofit that reported $235K in total revenue in fiscal year 2024. Expenses of $227K left a modest 4% surplus.

Mission

SUPPORT AND ASSIST VETERANS, VETERANS GROUPS, THEIR ASSOCIATED AUXILLARIES AND SOCIAL MEMBERS. PROVIDE AND MAINTAIN FACILITIES FOR THE SAME.

Program Service Accomplishments

Program 1

SUPPORT AND AID VETERANS, VETERANS GROUPS, THEIR ASSOCIATED AUXILLIARIES AND SOCIAL MEMBERS. PROVIDE AND MAINTAIN FACILITIES FOR SAME.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $22,784

Program Service Revenue $0

Investment Income $132

Other Revenue $212,164

TOTAL REVENUE $235,080

Expense Breakdown

Grants Paid $57,000

Salaries & Benefits $87,356

Fundraising Expenses $0

Other Expenses $82,418

TOTAL EXPENSES $226,774

Year-over-Year Comparison

	2024	2023	Change
Revenue	$235,080	$220,117	+0.1%
Expenses	$226,774	$201,689	+0.1%
Net Income	$8,306	$18,428	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

118

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DONALD A LANGLEY	COMMANDER	10.00	Officer	$0	$0	$0
EDWARD J YOHE	SENIOR VICE COMMANDER	30.00	Officer	$0	$0	$0
DANIEL J KISER	JUNIOR VICE COMMANDER	10.00	Officer	$0	$0	$0
MONICA B AUSTIN	QUARTERMASTER	10.00	Officer	$0	$0	$0
JAMES W LONG	CHAPLAIN	10.00	Officer	$0	$0	$0
LARRY E MUSSER	1 YEAR TRUSTEE	10.00	Director	$0	$0	$0
JAMES W BELARDIA	2 YEAR TRUSTEE	10.00	Director	$0	$0	$0
JESSE ROBERT MONTGOMERY	3 YEAR TRUSTEE	10.00	Officer	$0	$0	$0
ERICK L SCOTT	ADJUTANT	10.00	Officer	$0	$0	$0
JOSHUA BLOTZER	SERVICE OFFICER	10.00	Officer	$0	$0	$0
ROBERT D MITCHELL	SURGEON	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$235,080	$226,774	$222,756	$8,306
2023	$220,117	$201,689	$214,204	$18,428
2022	$164,614	$151,626	$196,886	$12,988
2021	$139,599	$114,448	$182,481	$25,151
2020	$104,665	$107,606	$156,842	$-2,941
2019	$217,093	$234,680	$162,292	$-17,587