JEANNETTE PUBLIC LIBRARY ASSOC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

ANGELA BETZ

Phone

7245235702

Tax Period

2024-01-01 to 2024-12-31

JEANNETTE PUBLIC LIBRARY ASSOC, founded in 1962, is a small nonprofit in the Education sector that reported $186K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $161K left a modest 13% surplus.

Mission

PROVIDES FOR PERSONAL ENRICHMENT, CULTURAL PROGRAMMING, EDUCATION SUPPORT AND LIFE LONG LEARNING FOR THE CITIZENS OF THE COMMUNITY AND BEYOND.

Program Service Accomplishments

Program 1

Expenses: $141,485

PROVIDES FOR PERSONAL ENRICHMENT, CULTURAL PROGRAMMING, EDUCATIONAL SUPPORT AND LIFE LONG LEARNING FOR THE CITIZENS OF THE COMMUNITY AND BEYOND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $180,604

Program Service Revenue $0

Investment Income $2,262

Other Revenue $2,729

TOTAL REVENUE $185,595

Expense Breakdown

Grants Paid $0

Salaries & Benefits $81,608

Fundraising Expenses $0

Program Expenses $141,485

Other Expenses $79,116

TOTAL EXPENSES $160,724

Year-over-Year Comparison

	2024	2023	Change
Revenue	$185,595	$165,760	+0.1%
Expenses	$160,724	$159,154	+0.0%
Net Income	$24,871	$6,606	+2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$25,980

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANGELA BETZ	EXECUTIVE DI	30.00	Director	$25,980	$0	$25,980
JO ANN BILLHEIMER	PRESIDENT	1.00	Officer	$0	$0	$0
DEBBIE SALVATORE	VICE PRESIDE	1.00	Officer	$0	$0	$0
DIANE SWARTZ	SECRETARY	1.00	Officer	$0	$0	$0
DRENA REGA	TREASURER	1.00	Officer	$0	$0	$0
LORETTA SCALZITTI	BOARD MEMBER	1.00	Officer	$0	$0	$0
DANIELLE LINSENBIGLER	BOARD MEMBER	1.00	Officer	$0	$0	$0
ROBIN MOSLEY	BOARD MEMBER	1.00	Officer	$0	$0	$0
CHAD KRAWTZ	BOARD MEMBER	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$185,595	$160,724	$280,101	$24,871
2023	$165,760	$159,154	$254,030	$6,606
2022	$163,223	$146,675	$247,363	$16,548
2021	$167,189	$134,116	$232,739	$33,073
2020	$165,827	$143,749	$215,599	$22,078
2019	$159,988	$142,443	$165,002	$17,545
2018	$155,055	$135,287	$139,787	$19,768