EMPORIUM CAMERON COUNTY CHAMBER OF COMMERCE (EIN 251044081) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

TINA SOLAK

Phone

8144864314

Tax Period

2025-01-01 to 2025-12-31

EMPORIUM CAMERON COUNTY CHAMBER OF COMMERCE, founded in 1994, is a small nonprofit in the Community Improvement sector that reported $515K in total revenue in fiscal year 2025. Revenue surged 498% from the prior year, signaling strong growth momentum. The organization ran a surplus of $378K, a strong 74% operating margin.

Mission

PROMOTION OF LOCAL MEMBER BUSINESSES, PROVISION OF SERVICES TO MEMBERS AND ACTIVE COMMUNIT INVOLEMENT OF MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $489,468

Program Service Revenue $18,225

Investment Income $0

Other Revenue $6,918

TOTAL REVENUE $514,611

Expense Breakdown

Grants Paid $0

Salaries & Benefits $23,869

Fundraising Expenses $0

Program Expenses $133,300

Other Expenses $112,330

TOTAL EXPENSES $136,199

Year-over-Year Comparison

	2025	2024	Change
Revenue	$514,611	$86,039	+5.0%
Expenses	$136,199	$85,329	+0.6%
Net Income	$378,412	$710	+532.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$19,136

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TINA SOLACK	EXECUTIVE DIRECTOR	015.00	Director	$19,136	$0	$19,136
CARL MITCHELL	PRESIDENT	004.00	Director	$0	$0	$0
KIM JONES	VICE PRESIDENT	004.00	Director	$0	$0	$0
KRISTEN SUMMERSON	TREASURER	004.00	Director	$0	$0	$0
RON HAMMERSLEY	DIRECTOR	002.00	Director	$0	$0	$0
PHIL JONES	DIRECTOR	002.00	Director	$0	$0	$0
KAREN JIANG	DIRECTOR	002.00	Director	$0	$0	$0
JODI GUISTO	DIRECTOR	002.00	Director	$0	$0	$0
SCARLET REIGEL	DIRECTOR	002.00	Director	$0	$0	$0
JENNIFER GRIBBLE	DIRECTOR	002.00	Director	$0	$0	$0
JOYCE BEICHNER	DIRECTOR	002.00	Director	$0	$0	$0
PAT KEMPHER	DIRECTOR	002.00	Director	$0	$0	$0
KELLI DEFIBAUGH	DIRECTOR	002.00	Director	$0	$0	$0
RANDY FLAMENT	DIRECTOR	002.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$514,611	$136,199	$22,581	$378,412

EMPORIUM CAMERON COUNTY CHAMBER OF COMMERCE