Clairton Public Library

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

Emma Anderson

Phone

4122337966

Tax Period

2025-01-01 to 2025-12-31

Clairton Public Library, founded in 1995, is a small nonprofit in the Education sector that reported $245K in total revenue in fiscal year 2025.

Mission

Operation of a public library which provides books, videos, periodicals and other eductional materials for area residents to use an borrow.

Program Service Accomplishments

Program 1

Expenses: $199,704 Revenue: $10,232

Operation of a public library which provides books, videos, periodicals, and other educational materials for area residents to use and borrow.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $233,502

Program Service Revenue $964

Investment Income $1,030

Other Revenue $9,268

TOTAL REVENUE $244,764

Expense Breakdown

Grants Paid $0

Salaries & Benefits $157,577

Fundraising Expenses $191

Program Expenses $199,704

Other Expenses $83,567

TOTAL EXPENSES $241,144

Year-over-Year Comparison

	2025	2024	Change
Revenue	$244,764	$241,323	+0.0%
Expenses	$241,144	$225,778	+0.1%
Net Income	$3,620	$15,545	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$57,272

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Emma Anderson	Executive Dir.	40.00	Officer	$57,272	$0	$57,272
Dr Deborah Marshall	President	5.00	Officer Director	$0	$0	$0
Kawaki Bradford	Secretary	5.00	Officer Director	$0	$0	$0
Tina Bubonovich	Treasurer	5.00	Officer Director	$0	$0	$0
Lamont Lewis	Board Member	1.00	Director	$0	$0	$0
Kailon Lyons	Board Member	1.00	Director	$0	$0	$0
Anita Brown	Board Member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$244,764	$241,144	$211,376	$3,620
2024	$241,323	$225,778	$213,083	$15,545
2023	$289,886	$212,642	$207,890	$77,244
2022	$204,338	$208,617	$117,756	$-4,279
2021	$229,465	$177,118	$120,426	$52,347