EVER-GREENE MUTUAL INSURANCE COMPANY

EIN: 251071929

EVERETT, PA

Total Revenue
$556,068
Total Expenses
$151,791
Total Assets
$7,499,473
Net Assets
$7,469,773
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1910
Legal Domicile
PA
Principal Officer
RANDY F SHAW
Phone
8146526111
Tax Period
2022-01-01 to 2022-12-31

EVER-GREENE MUTUAL INSURANCE COMPANY, founded in 1910, is a small nonprofit that reported $556K in total revenue in fiscal year 2022. The organization ran a surplus of $404K, a strong 73% operating margin.

Mission

TO PROVIDE VARIOUS PROPERTY AND CASUALTY INSURANCE COVERAGES TO ITS POLICYHOLDERS AT AFFORDABLE PRICING LEVELS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $400,000
Investment Income $156,068
Other Revenue $0
TOTAL REVENUE $556,068

Expense Breakdown

Grants Paid $0
Salaries & Benefits $17,600
Fundraising Expenses $0
Program Expenses $151,791
Other Expenses $92,065
TOTAL EXPENSES $151,791

Year-over-Year Comparison

2022 2021 Change
Revenue $556,068 $546,482 +0.0%
Expenses $151,791 $235,983 -0.4%
Net Income $404,277 $310,499 +0.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
12
Independent Members
10
Employees
N/A
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$1,790,566
Total Directors
12
$1,188,232
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
RANDY F SHAW PRESIDENT/CEO/DIRECTOR 1.00
Officer Director
$0 $31,793 $878,943
BETTE B SLAYTON DIRECTOR 0.50
Director
$1,600 $0 $26,200
KENNETH C STOVER DIRECTOR 0.50
Director
$1,600 $0 $35,812
MARK N BARNHART DIRECTOR 0.50
Director
$1,600 $0 $25,608
JEFFREY S WHETSTONE DIRECTOR 0.50
Director
$1,600 $0 $25,500
SCOTT H SPENCER DIRECTOR 0.50
Director
$1,600 $0 $25,923
MICHAEL J DEGENHART DIRECTOR 0.50
Director
$1,600 $0 $26,080
LARRY R WEBBER DIRECTOR 0.50
Director
$1,600 $0 $27,648
JERRY L STANNER DIRECTOR 0.50
Director
$1,600 $0 $31,700
LAMAR D LAW III DIRECTOR 0.50
Director
$1,600 $0 $26,716
ARTHUR T DOUGHERTY DIRECTOR 0.50
Director
$1,600 $0 $30,502
PATRICK J SHARBAUGH DIRECTOR 0.50
Director
$1,600 $0 $27,600
STEVEN S MERRILL TREASURER/CFO 1.00
Officer
$0 $4,319 $142,396
DAVID E EPPINGER SECRETARY/COO 1.00
Officer
$0 $32,235 $420,167
KERRY S FOOR TREASURER 1.00
Officer
$0 $27,689 $349,060
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2022 $556,068 $151,791 $7,499,473 $404,277
2021 $546,482 $235,983 $7,108,025 $310,499
2020 $553,823 $213,712 $6,850,475 $340,111
Explore More Nonprofits
→Top 100 Nonprofits in Pennsylvania →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare EVER-GREENE MUTUAL INSURANCE COMPANY with other nonprofits in Pennsylvania and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.