ISDA FRATERNAL ASSOCIATION (EIN 251091698) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

Basil M Russo

Phone

4122613550

Tax Period

2024-01-01 to 2024-12-31

ISDA FRATERNAL ASSOCIATION, founded in 1960, is a mid-sized nonprofit that reported $99.1M in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $95.4M left a modest 4% surplus.

Mission

Provide Fraternal Benefits to Members

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $77,601,116

Investment Income $21,517,302

Other Revenue $0

TOTAL REVENUE $99,118,418

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,071,718

Fundraising Expenses $0

Program Expenses $0

Other Expenses $55,472,606

TOTAL EXPENSES $95,364,536

Year-over-Year Comparison

	2024	2023	Change
Revenue	$99,118,418	$86,245,539	+0.1%
Expenses	$95,364,536	$82,432,695	+0.2%
Net Income	$3,753,882	$3,812,844	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$250,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Basil Russo	President	3	Officer	$250,000	$0	$250,000
James Laick	Sales Manager	40	Highest	$201,869	$12,112	$213,981
Joann Blackwell	Controller	40	Highest	$177,482	$22,648	$200,130
John Deike	Social Media Manager	20	Highest	$61,266	$21,750	$144,282
Anthony Basso	Director	1	Director	$0	$0	$0
Sharon Cerrone	Director	1	Director	$0	$0	$0
Angelo Ciambrone	Director	1	Director	$0	$0	$0
Joseph Cirillo	Director	1	Director	$0	$0	$0
Ronald DiMichele	Director	1	Director	$0	$0	$0
Marie Frank	Director	1	Director	$0	$0	$0
Mary Innamorato	Director	1	Director	$0	$0	$0
Eugene Mahofski	Director	1	Director	$0	$0	$0
Edward Manfredi	Director	1	Director	$0	$0	$0
JoAnn Carlucci Ondrey	Director	1	Director	$0	$0	$0
Danielle Salasavage	Director	1	Director	$0	$0	$0
Louise Stanzione	Director	1	Director	$0	$0	$0
Joseph Strednak	Director	1	Director	$0	$0	$0
Joseph Rosalina	Vice President	1	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$99,118,418	$95,364,536	$432,153,590	$3,753,882
2023	$86,245,539	$82,432,695	$381,137,563	$3,812,844
2022	$83,187,719	$79,777,475	$334,609,159	$3,410,244
2021	$84,487,540	$81,092,901	$277,868,163	$3,394,639
2020	$58,916,840	$57,071,333	$196,923,727	$1,845,507
2019	$35,772,250	$35,706,125	$146,973,858	$66,125
2018	$18,898,814	$18,290,233	$119,148,745	$608,581

ISDA FRATERNAL ASSOCIATION