Gibsonia, PA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)NORTH DISTRICTS COMMUNITY CREDIT UNION, founded in 1942, is a community nonprofit that reported $2.3M in total revenue in fiscal year 2025. The organization ran a surplus of $506K, a strong 22% operating margin.
PROMOTING THRIFT AMONG ITS MEMBERS BY CREATING A SOURCE OF CREDIT FOR SUCH MEMBERS AT REASONABLE RATES OF CREDIT.
MEMBER PAID DIVIDENS ON DEPOSIT CREDIT UNIONS ARE COOPERATIVE SAVINGS AND CREDIT ASSOCIATES INCORPORATFD UNDER ACT 260 OF MAY 26,1993 OR ACT #203 ON SEPTEMBER 20, 1961, FOR THE PURPOSE OF PROMOTING...
MEMBER PAID DIVIDENS ON DEPOSIT CREDIT UNIONS ARE COOPERATIVE SAVINGS AND CREDIT ASSOCIATES INCORPORATFD UNDER ACT 260 OF MAY 26,1993 OR ACT #203 ON SEPTEMBER 20, 1961, FOR THE PURPOSE OF PROMOTING THRIFT ANONG ITS MEMBERS
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $2,314,451 | $2,368,392 | 0.0% |
| Expenses | $1,808,124 | $1,097,587 | +0.6% |
| Net Income | $506,327 | $1,270,805 | -0.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| PAUL FERO | CEO | 60.00 |
|
$199,869 | $20,000 | $219,869 |
| MARY A FOX | DIRECTOR | 6.00 |
Director
|
$14,760 | $0 | $14,760 |
| RONALD J LUNARDI | AUDIT COMMITTEE | 10.00 |
Director
|
$11,200 | $0 | $11,200 |
| MARY L ELLENA-WYGONIK | AUDIT COMMITTEE | 6.00 |
Director
|
$9,200 | $0 | $9,200 |
| BARBARA MCCALLEY | VP | 4.00 |
Officer
Director
|
$5,880 | $0 | $5,880 |
| ROBERT WISKEMAN | PRESIDENT | 10.00 |
Officer
Director
|
$3,400 | $0 | $3,400 |
| THOMAS CASTELLO | AUDIT COMMITTEE | 5.00 |
Officer
|
$3,400 | $0 | $3,400 |
| TED THIMONS | EMIRITUS | 4.00 |
|
$3,100 | $0 | $3,100 |
| DONNA CASTELLO | BOARD MEMBER | 3.00 |
Director
|
$3,000 | $0 | $3,000 |
| JOSEPH MERHAUT | BOARD MEMBER | 3.00 |
Director
|
$2,600 | $0 | $2,600 |
| MYAH A WERKMEISTER | REC SECRETARY | 0.00 |
Director
|
$2,400 | $0 | $2,400 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,314,451 | $1,808,124 | $44,690,875 | $506,327 |
| 2024 | $2,368,392 | $2,034,889 | $43,856,264 | $333,503 |
| 2023 | $2,037,710 | $1,225,975 | $62,147,264 | $811,735 |
| 2022 | $1,412,009 | $951,291 | $47,911,875 | $460,718 |
| 2021 | $1,202,705 | $991,964 | $44,616,358 | $210,741 |
| 2020 | $1,412,619 | $1,000,673 | $41,650,263 | $411,946 |
| 2019 | $1,480,739 | $1,047,017 | $36,239,999 | $433,722 |
| 2018 | $1,316,103 | $1,109,437 | $36,168,806 | $206,666 |
Compare NORTH DISTRICTS COMMUNITY CREDIT UNION with other nonprofits in Pennsylvania and across the country.