BEDFORD AREA AMBULANCE SERVICE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

BOB DIBERT

Phone

8146236534

Tax Period

2023-09-01 to 2024-08-31

BEDFORD AREA AMBULANCE SERVICE, founded in 1971, is a community nonprofit in the Health Care sector that reported $1.4M in total revenue in fiscal year 2023. Revenue grew 8% year-over-year, indicating healthy expansion.

Mission

THE MISSION OF THE BEDFORD AREA AMBULANCE SERVICE IS TO ENHANCE THE QUALITY OF LIFE FOR ALL MEMBERS OF THE COMMUNITIES IT SERVES BY PROVIDING THE BEST PRE-HOSPITAL MEDICAL CARE AVAILABLE. THIS MISSION IS ACCOMPLISHED BY ENGAGING IN PARTNERSHIPS WITH COMMUNITY GROUPS OF LIKE MISSIONS, PROVIDING QUALITY COMMUNITY TRAINING, PROVIDING UP-TO-DATE STAFF CONTINUING EDUCATION, AND PROVIDING STAFF WITH STATE-OF-THE-ART PRE-HOSPITAL EQUIPMENT.

Program Service Accomplishments

Program 1

Expenses: $1,361,410 Revenue: $1,364,578

THE BEDFORD AREA AMBULANCE SERVICE PROVIDES AMBULANCE SERVICE TO ABOUT 1,500 MEMBERS AND RESIDENTS OF BEDFORD COUNTY AND RECEIVES NO DIRECT GOVERNMENT SUPPORT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $77,382

Program Service Revenue $1,215,924

Investment Income $21

Other Revenue $148,633

TOTAL REVENUE $1,441,960

Expense Breakdown

Grants Paid $0

Salaries & Benefits $994,689

Fundraising Expenses $0

Program Expenses $1,361,410

Other Expenses $492,622

TOTAL EXPENSES $1,487,311

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,441,960	$1,329,393	+0.1%
Expenses	$1,487,311	$1,520,297	0.0%
Net Income	$-45,351	$-190,904	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY JOHNSON	BOARD MEMBER	1.00	Director	$0	$0	$0
JANE DIMOND	BOARD MEMBER	1.00	Director	$0	$0	$0
TRACI WEYANT	BOARD MEMBER	1.00	Director	$0	$0	$0
SEAN BARDELL	BOARD MEMBER	1.00	Director	$0	$0	$0
STEVE WERTZ	BOARD MEMBER	1.00	Director	$0	$0	$0
DWAYNE SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0
KEENAN FINK	BOARD MEMBER	1.00	Director	$0	$0	$0
BILL WHITFIELD	BOARD MEMBER	1.00	Director	$0	$0	$0
BARB DIEHL	BOARD MEMBER	1.00	Director	$0	$0	$0
BOB DIBERT	PRESIDENT	2.00	Officer	$0	$0	$0
RUDY PLUMMER	VP/TREASURER	2.00	Officer	$0	$0	$0
TIME BERKEBILE	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,441,960	$1,487,311	$1,791,253	$-45,351
2023	$1,318,216	$1,562,538	$1,696,823	$-244,322
2023	$1,329,393	$1,520,297	$1,656,827	$-190,904
2022	$1,232,143	$1,416,384	$1,673,967	$-184,241
2021	$1,203,743	$1,191,863	$1,825,638	$11,880
2020	$1,354,263	$1,221,950	$1,819,952	$132,313
2019	$1,095,414	$1,194,882	$1,700,068	$-99,468
2018	$1,342,230	$1,177,667	$1,807,603	$164,563