PENN AREA LIBRARY (EIN 251269322) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

DEBBIE EGGLESTON

Phone

7247444414

Tax Period

2024-01-01 to 2024-12-31

PENN AREA LIBRARY, founded in 1970, is a small nonprofit that reported $389K in total revenue in fiscal year 2024. Revenue surged 21% from the prior year, signaling strong growth momentum. Expenses of $362K left a modest 7% surplus.

Mission

THE PURPOSE OF THE PENN AREA LIBRARY IS TO SELECT, MAKE AVAILABLE, AND MAINTAIN RESOURCES IN A VARIETY OF FORMATS, MEETING THE EDUCATIONAL, INFORMATIONAL, AND RECREATIONAL NEEDS OF OUR COMMUNITY. THE PENN AREA LIBRARY OFFERS THIS SERVICE TO ALL PERSONS AND EXISTS TO STIMULATE IDEAS AND LEARNING, AND TO ENHANCE THE QUALITY OF LIFE FOR THOSE WE SERVE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $369,978

Program Service Revenue $1,384

Investment Income $11,960

Other Revenue $5,424

TOTAL REVENUE $388,746

Expense Breakdown

Grants Paid $0

Salaries & Benefits $237,227

Fundraising Expenses $0

Program Expenses $219,227

Other Expenses $124,542

TOTAL EXPENSES $361,769

Year-over-Year Comparison

	2024	2023	Change
Revenue	$388,746	$321,438	+0.2%
Expenses	$361,769	$297,553	+0.2%
Net Income	$26,977	$23,885	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$56,444

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARK KURISKO	PRESIDENT	4.00	Officer Director	$0	$0	$0
SUSAN MASTRUSERIO	VICE PRESIDENT	4.00	Officer Director	$0	$0	$0
SARAH SCHADLER	SECRETARY	4.00	Officer Director	$0	$0	$0
KEN MCCOY	TRUSTEE	4.00	Director	$0	$0	$0
BRIAN RASEL	TRUSTEE	4.00	Director	$0	$0	$0
DEBBIE EGGLESTON	TREASURER	4.00	Officer Director	$0	$0	$0
REBECCA CALISTI TYBURSKI	TRUSTEE	0.00	Director	$0	$0	$0
JESSICA BEICHLER	EXECUTIVE DIRECTOR	40.00	Officer	$53,942	$2,502	$56,444

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$388,746	$361,769	$587,460	$26,977
2023	$321,438	$297,553	$539,264	$23,885
2022	$297,976	$278,453	$521,901	$19,523
2021	$264,340	$273,555	$489,638	$-9,215
2020	$332,063	$253,149	$494,335	$78,914
2019	$299,815	$273,764	$418,555	$26,051
2018	$286,910	$268,020	$391,756	$18,890

PENN AREA LIBRARY