VETERANS MEMORIAL AMBULANCE SERVICE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

MARK DAISLEY

Phone

8149484750

Tax Period

2024-07-01 to 2025-06-30

VETERANS MEMORIAL AMBULANCE SERVICE is a small nonprofit in the Health Care sector that reported $666K in total revenue in fiscal year 2024. Revenue grew 19% year-over-year, indicating healthy expansion. Expenses of $617K left a modest 7% surplus.

Mission

AMBULANCE SERVICE TO ACCOMODATE ALL CITIZENS OF THE NORTHERN CAMBIA AREA

Program Service Accomplishments

Program 1

VETERANS AMBULANCE CONTINUES TO EXCEED THE STATE MINIMUM REQUIRED CERTIFICATIONS. THIS ENABLES THEM TO PROVIDE EMERGENCY MEDICAL COVERAGE TO THE RESIDENTS AND BUSINESSES OF NORTHERN CAMBRIA AND...

VETERANS AMBULANCE CONTINUES TO EXCEED THE STATE MINIMUM REQUIRED CERTIFICATIONS. THIS ENABLES THEM TO PROVIDE EMERGENCY MEDICAL COVERAGE TO THE RESIDENTS AND BUSINESSES OF NORTHERN CAMBRIA AND SURROUNDING COMMUNITIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $57,240

Program Service Revenue $608,572

Investment Income $0

Other Revenue $0

TOTAL REVENUE $665,812

Expense Breakdown

Grants Paid $0

Salaries & Benefits $461,985

Fundraising Expenses $0

Other Expenses $155,073

TOTAL EXPENSES $617,058

Year-over-Year Comparison

	2024	2023	Change
Revenue	$665,812	$557,789	+0.2%
Expenses	$617,058	$541,516	+0.1%
Net Income	$48,754	$16,273	+2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES SMITH	SECRETARY/TREASURER	30.00	Officer Director	$0	$0	$0
MARK DAISLEY	PRESIDENT	5.00	Officer	$0	$0	$0
TERRY BONATESTA	DIRECTOR	3.00	Director	$0	$0	$0
MICHAEL FINUI	VICE PRESIDENT	3.00	Officer	$0	$0	$0
MATTHEW TOMALLO	DIRECTOR	3.00	Director	$0	$0	$0
JODY DELOSH	DIRECTOR	3.00	Director	$0	$0	$0
AMANDA CVERCHKO	DIRECTOR	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$665,812	$617,058	$141,025	$48,754
2024	$557,789	$541,516	$113,658	$16,273
2023	$526,466	$533,776	$135,474	$-7,310
2022	$406,602	$418,617	$166,616	$-12,015
2021	$464,536	$460,421	$194,524	$4,115
2020	$444,954	$456,443	$327,419	$-11,489
2019	$421,429	$413,383	$237,284	$8,046
2018	$480,818	$469,164	$250,855	$11,654