TRANSFER VOLUNTEER FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

MARGARET MILLER

Tax Period

2024-01-01 to 2024-12-31

TRANSFER VOLUNTEER FIRE DEPARTMENT, founded in 1948, is a small nonprofit in the Public Safety sector that reported $232K in total revenue in fiscal year 2024. Revenue surged 77% from the prior year, signaling strong growth momentum. Expenses of $264K exceeded revenue, resulting in a 14% operating deficit.

Mission

PROVIDE PUBLIC SAFETY SERVICES IN AREAS OF FIRE PROTECTION, RESCUE, EMERGENCY MANAGEMENT, AND PUBLIC FIRE EDUCATION TRAINING FOR THE TOWNSHIP OF TRANSFER.

Program Service Accomplishments

Program 1

Expenses: $263,001 Revenue: $171,217

THE PRESERVATION OF LIFE AND PROTECTION OF PROPERTY DURING EMERGENCIES SUCH AS FIRE, HAZARDOUS MATERIAL INCIDENTS, NATURAL DISASTERS, AND PUBLIC SAFETY INCIDENTS THAT IMPACT UPON THE CITIZENS OF...

THE PRESERVATION OF LIFE AND PROTECTION OF PROPERTY DURING EMERGENCIES SUCH AS FIRE, HAZARDOUS MATERIAL INCIDENTS, NATURAL DISASTERS, AND PUBLIC SAFETY INCIDENTS THAT IMPACT UPON THE CITIZENS OF TRANSFER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $40,882

Program Service Revenue $171,217

Investment Income $3,248

Other Revenue $17,021

TOTAL REVENUE $232,368

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $263,001

Other Expenses $264,386

TOTAL EXPENSES $264,386

Year-over-Year Comparison

	2024	2023	Change
Revenue	$232,368	$131,539	+0.8%
Expenses	$264,386	$180,385	+0.5%
Net Income	$-32,018	$-48,846	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET MILLER	PRESIDENT	010.00	Officer Director	$0	$0	$0
JIM BIGGART	VICE PRESIDENT	010.00	Officer Director	$0	$0	$0
PHILLIP MCCCLOSKEY JR	FIRE CHIEF	010.00	Director	$0	$0	$0
JOSHUA MCCLOSKEY	ASSISTANT FIRE CHIEF	010.00	Director	$0	$0	$0
TARRAH HARTZELL	TRUSTEE	010.00	Director	$0	$0	$0
ROBERT HETRICK	TRUSTEE	010.00	Director	$0	$0	$0
ERIK DICKSON	TRUSTEE	010.00	Director	$0	$0	$0
DEREK JEZIORKOWSKI	TRUSTEE	010.00	Director	$0	$0	$0
AMANDA MCCLOSKEY	SECRETARY	010.00	Director	$0	$0	$0
ROBBIE HETRICK	TRUSTEE	010.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$232,368	$264,386	$273,099	$-32,018
2023	$131,539	$180,385	$333,905	$-48,846
2022	$205,773	$151,693	$400,471	$54,080
2021	$188,555	$80,381	$515,196	$108,174
2020	$216,553	$137,010	$452,138	$79,543
2019	$204,550	$114,518	$175,397	$90,032