McMurray, PA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CONSOL Employees Credit Union, founded in 1980, is a small nonprofit that reported $105K in total revenue in fiscal year 2019. Revenue fell 80% from the prior year — a significant decline worth monitoring. Expenses of $139K exceeded revenue, resulting in a 33% operating deficit.
Credit unions are cooperative savings and credit associations incorporated under Act #260 of May 1993, oar Act #183 of Sept. 1961 for the purpose of promoting thrift among its members. Also to create a source of credit for such members at reasonable rates to use and control their own money on a democratic basis in order to improve their own economic and social condition.
The credit union is a democratically controlled not-for-profit financial cooperative that is owned by, and operated for the benefit of the membership. The mission of the CONSOL Employees Credit Union...
The credit union is a democratically controlled not-for-profit financial cooperative that is owned by, and operated for the benefit of the membership. The mission of the CONSOL Employees Credit Union is to provide excellent service and to meet the financial needs of its members by furnishing the widest array of possible high quality, low cost, financial products and services and information.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2019 | 2018 | Change | |
|---|---|---|---|
| Revenue | $104,630 | $518,753 | -0.8% |
| Expenses | $138,892 | $557,139 | -0.8% |
| Net Income | $-34,262 | $-38,386 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Jessie Jablonski | Vice President | 5 |
Director
|
$0 | $0 | $0 |
| Peter Vaughan | Director | 5 |
Director
|
$0 | $0 | $0 |
| Maria Farneth | Director | 5 |
Director
|
$0 | $0 | $0 |
| Lorraine Checque | Director | 5 |
Director
|
$0 | $0 | $0 |
| Jane Young | Secretary | 5 |
Officer
|
$0 | $0 | $0 |
| Susan Modispacher | Treasurer | 5 |
Officer
|
$0 | $0 | $0 |
| Matthew Woolensack | President | 5 |
Officer
|
$0 | $0 | $0 |
| Ronald Melani | Manager | 40 |
Highest
|
$25,000 | $0 | $25,000 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2019 | $104,630 | $138,892 | $12,964,013 | $-34,262 |
| 2018 | $518,753 | $557,139 | $12,647,632 | $-38,386 |
Compare CONSOL Employees Credit Union with other nonprofits in Pennsylvania and across the country.