BRADFORD CENTRAL CHRISTIAN CHARITABLE TRUST FUND (EIN 251382953) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

PATRICK GEARY

Phone

8143624906

Tax Period

2023-01-01 to 2023-12-31

BRADFORD CENTRAL CHRISTIAN CHARITABLE TRUST FUND, founded in 1980, is a micro nonprofit that reported $43K in total revenue in fiscal year 2023. Revenue fell 59% from the prior year — a significant decline worth monitoring. Expenses of $67K exceeded revenue, resulting in a 55% operating deficit.

Mission

PROVIDES SUPPORT TO PRIVATE CATHOLIC SCHOOLS IN THE AREA

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $42,943

Other Revenue $0

TOTAL REVENUE $42,943

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $51,963

Other Expenses $66,709

TOTAL EXPENSES $66,709

Year-over-Year Comparison

	2023	2022	Change
Revenue	$42,943	$104,599	-0.6%
Expenses	$66,709	$65,268	+0.0%
Net Income	$-23,766	$39,331	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
P GEARY	CHAIRMAN	N/A	Officer	$0	$0	$0
S PECORA	LEGAL REP	N/A	Officer	$0	$0	$0
L MONTI	TREASURER	N/A	Officer	$0	$0	$0
M MCHALE	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$42,943	$66,709	$1,177,109	$-23,766
2022	$104,599	$65,268	$1,109,326	$39,331
2021	$100,439	$76,826	$1,319,139	$23,613
2020	$54,213	$60,588	$1,207,388	$-6,375
2019	$62,499	$51,837	$1,130,014	$10,662
2018	$48,674	$38,857	$975,695	$9,817

BRADFORD CENTRAL CHRISTIAN CHARITABLE TRUST FUND