HUNTINGDON COUNTY CHAMBER OF COMMERCE (EIN 251454408) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

MACKENZIE HUNTSMAN

Tax Period

2023-07-01 to 2024-06-30

HUNTINGDON COUNTY CHAMBER OF COMMERCE, founded in 1983, is a small nonprofit that reported $148K in total revenue in fiscal year 2023. Revenue surged 36% from the prior year, signaling strong growth momentum.

Mission

THE CHAMBER ENGAGES IN A VARIETY OF ACTIVITIES TO PROMOTE THE AREAS QUALITY OF LIFE, ECONOMIC DEVELOPMENT & PLANNED GROWTH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $59,844

Program Service Revenue $87,444

Investment Income $689

Other Revenue $0

TOTAL REVENUE $147,977

Expense Breakdown

Grants Paid $0

Salaries & Benefits $85,139

Fundraising Expenses $0

Program Expenses $106,277

Other Expenses $59,924

TOTAL EXPENSES $145,063

Year-over-Year Comparison

	2023	2022	Change
Revenue	$147,977	$108,492	+0.4%
Expenses	$145,063	$114,862	+0.3%
Net Income	$2,914	$-6,370	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$47,012

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
YVONNE MARTIN	PRESIDENTCEO THROUGH NOV 1	40.00	Officer	$41,358	$0	$41,358
MACKENZIE HUNTSMAN	PRESCEO AFTER NOV 1	40.00	Officer	$5,654	$0	$5,654
DIANA MCCLURE	DIRECTOR	1.00	Director	$0	$0	$0
AMANDA JENKINS	DIRECTOR	1.00	Director	$0	$0	$0
BRENDA CERETT	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN HARRY	DIRECTOR	1.00	Director	$0	$0	$0
BETSY WHITSEL	DIRECTOR	1.00	Director	$0	$0	$0
HEIDI LEONARD	DIRECTOR	1.00	Director	$0	$0	$0
MARISSA DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
THOMAS YODER	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL SIMONE	DIRECTOR	1.00	Director	$0	$0	$0
GARY WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
DENNY CISNEY JR	DIRECTOR	1.00	Director	$0	$0	$0
LAWRENCE NEWTON	DIRECTOR	1.00	Director	$0	$0	$0
SHANNON WINSTEAD	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT WALLS	DIRECTOR	1.00	Director	$0	$0	$0
ANN DUNLAVY	DIRECTOR	1.00	Director	$0	$0	$0
KRISTY KNOUSE	DIRECTOR	1.00	Director	$0	$0	$0
BARBARA COVERT	SECRETARY	2.00	Officer Director	$0	$0	$0
DEE DEE BROWN	TREASURER	2.00	Officer Director	$0	$0	$0
MIKE ZINOBILE	CHAIR	2.00	Officer Director	$0	$0	$0
DOUG ROLES	DIRECTOR	1.00	Officer	$0	$0	$0
MIKE DAVIGNON	VICE CHAIR	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$147,977	$145,063	$61,567	$2,914
2023	$108,492	$114,862	$61,123	$-6,370
2022	$132,642	$136,221	$66,392	$-3,579
2021	$120,853	$93,202	$68,921	$27,651
2020	$127,602	$146,551	$41,526	$-18,949
2018	$141,559	$145,676	$55,352	$-4,117

HUNTINGDON COUNTY CHAMBER OF COMMERCE