CUMBERLAND VALLEY TOWNSHIP VOLUNTEER FIRE DEPARTMENT

EIN: 251464585 501(c)(3)

BEDFORD, PA

Total Revenue
$154,180
Total Expenses
$91,610
Total Assets
$1,496,712
Net Assets
$1,496,712
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1980
Legal Domicile
PA
Principal Officer
STEVE YOKUM
Phone
8143563544
Tax Period
2025-01-01 to 2025-12-31

CUMBERLAND VALLEY TOWNSHIP VOLUNTEER FIRE DEPARTMENT, founded in 1980, is a small nonprofit that reported $154K in total revenue in fiscal year 2025. The organization ran a surplus of $63K, a strong 41% operating margin.

Mission

PRESERVATION OF LIFE AND PROPERTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $67,177
Program Service Revenue $12,976
Investment Income $68,982
Other Revenue $5,045
TOTAL REVENUE $154,180

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $2,114
Program Expenses $87,126
Other Expenses $91,610
TOTAL EXPENSES $91,610

Year-over-Year Comparison

2025 2024 Change
Revenue $154,180 $156,183 0.0%
Expenses $91,610 $85,319 +0.1%
Net Income $62,570 $70,864 -0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
5
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
5
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BOB BEERS PRESIDENT/AM N/A
Director
$0 $0 $0
JEFF GRAPES TREASURER N/A
Director
$0 $0 $0
MARK GRAPES VICE PRESIDE N/A
Director
$0 $0 $0
DANA MORRIS SECRETARY N/A
Director
$0 $0 $0
STEVE YOKUM FIRE CHIEF N/A
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $154,180 $91,610 $1,496,712 $62,570
2024 $156,183 $85,319 $1,434,142 $70,864
2023 $1,070,175 $81,015 $1,363,278 $989,160
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