LIFE CHOICES INC (EIN 251482633) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

TRACY RUGGLES

Phone

7245452824

Tax Period

2025-01-01 to 2025-12-31

LIFE CHOICES INC, founded in 1984, is a small nonprofit that reported $648K in total revenue in fiscal year 2025. Expenses of $623K left a modest 4% surplus.

Mission

EMPOWERING CHOICES FOR LIFE, SEXUAL INTEGRITY, AND HEALTHY FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $533,819

Program Service Revenue $0

Investment Income $12,463

Other Revenue $102,133

TOTAL REVENUE $648,415

Expense Breakdown

Grants Paid $0

Salaries & Benefits $366,186

Fundraising Expenses $55,739

Program Expenses $519,718

Other Expenses $256,437

TOTAL EXPENSES $622,623

Year-over-Year Comparison

	2025	2024	Change
Revenue	$648,415	$621,319	+0.0%
Expenses	$622,623	$671,682	-0.1%
Net Income	$25,792	$-50,363	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$44,822

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KAREN GRAHAM	BOARD MEMBER	1.00	Director	$0	$0	$0
GINGER MORGAN	BOARD MEMBER	1.00	Director	$0	$0	$0
SARALEE LENHART	PRESIDENT	4.00	Officer Director	$0	$0	$0
CARRIE CROWDER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
TODD RUGGLES	SECRETARY	4.00	Officer Director	$0	$0	$0
JOEY VEGERANO	EXECUTIVE DIRECTOR THROUGH 12/31	40.00	Officer	$44,822	$0	$44,822

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$648,415	$622,623	$905,672	$25,792
2024	$621,319	$671,682	$893,747	$-50,363
2023	$691,589	$692,205	$1,048,740	$-616
2022	$598,149	$618,482	$649,615	$-20,333
2021	$768,431	$649,270	$669,948	$119,161
2020	$771,413	$620,016	$550,787	$151,397
2019	$677,911	$717,592	$321,490	$-39,681
2018	$639,701	$726,756	$359,071	$-87,055

LIFE CHOICES INC