QUEEN ANNES COUNTY CHAMBER OF COMMERCE INC (EIN 251570670) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

TRACY WILSON

Phone

4106438530

Tax Period

2025-01-01 to 2025-12-31

QUEEN ANNES COUNTY CHAMBER OF COMMERCE INC, founded in 1987, is a small nonprofit that reported $320K in total revenue in fiscal year 2025. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $301K left a modest 6% surplus.

Mission

COUNTY CHAMBER OF COMMERCE

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $148,456

Program Service Revenue $75,845

Investment Income $15,339

Other Revenue $80,117

TOTAL REVENUE $319,757

Expense Breakdown

Grants Paid $5,000

Salaries & Benefits $227,222

Fundraising Expenses $0

Other Expenses $69,037

TOTAL EXPENSES $301,259

Year-over-Year Comparison

	2025	2024	Change
Revenue	$319,757	$270,721	+0.2%
Expenses	$301,259	$263,647	+0.1%
Net Income	$18,498	$7,074	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$180,073

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TRACY WILSON	CURRENT PRES	20.00	Officer	$66,707	$1,701	$68,408
LINDA FRIDAY	PAST PRESIDE	20.00	Officer	$108,888	$2,777	$111,665
ERIC JOHNSON	CHAIR	20.00	Officer	$0	$0	$0
CLIFF COPPERSMITH	VICE CHAIR	20.00	Officer	$0	$0	$0
MARY GRACE HENSELL	TREASURER	20.00	Officer	$0	$0	$0
CHAD ALVAREZ	SECRETARY	20.00	Officer	$0	$0	$0
HEATHER BACHER	PAST CHAIR	10.00	Officer	$0	$0	$0
JENN CAVALLARO	DIRECTOR	10.00	Director	$0	$0	$0
BILL CAUGHEY	DIRECTOR	10.00	Director	$0	$0	$0
CHRIS WILLIAMS	DIRECTOR	10.00	Director	$0	$0	$0
RYAN EBER	DIRECTOR	10.00	Director	$0	$0	$0
GREG EDWARDS	DIRECTOR	10.00	Director	$0	$0	$0
CRYSTAL RICHARD	DIRECTOR	10.00	Director	$0	$0	$0
TRICIA WILSON	DIRECTOR	10.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$319,757	$301,259	$174,696	$18,498
2024	No data	No data	No data	No data
2023	$243,252	$237,940	$154,611	$5,312
2022	$207,749	$206,842	$149,716	$907
2021	$226,844	$232,377	$149,926	$-5,533
2020	$217,337	$176,349	$152,116	$40,988

QUEEN ANNES COUNTY CHAMBER OF COMMERCE INC