DOWNTOWN CHAMBERSBURG INC (EIN 251598329) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

SAM THRUSH

Phone

7172647101

Tax Period

2024-01-01 to 2024-12-31

DOWNTOWN CHAMBERSBURG INC, founded in 1989, is a small nonprofit in the Community Improvement sector that reported $166K in total revenue in fiscal year 2024. Revenue fell 76% from the prior year — a significant decline worth monitoring. Expenses of $208K exceeded revenue, resulting in a 25% operating deficit.

Mission

DOWNTOWN CHAMBERSBURG, INC IS ENGAGED IN THE DEVELOPMENT, PROMOTION, AND MARKETING OF THE CENTRAL BUSINESS DISTRICT OF CHAMBERSBURG, PENNSYLVANIA. IT'S PRIMARY PURPOSE IS THE REVITALIZATION OF THE COMMUNITY AND THE RESTORATION AND PRESERVATION OF THE DOWNTOWN CHAMBERSBURG AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $88,467

Program Service Revenue $42,074

Investment Income $893

Other Revenue $34,611

TOTAL REVENUE $166,045

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $6,500

Program Expenses $159,560

Other Expenses $207,614

TOTAL EXPENSES $207,614

Year-over-Year Comparison

	2024	2023	Change
Revenue	$166,045	$703,727	-0.8%
Expenses	$207,614	$209,274	0.0%
Net Income	$-41,569	$494,453	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SAM THRUSH	PRESIDENT	40.00	Officer Director	$0	$0	$0
JENNA KACZMAREK	CHAIR	1.00	Officer Director	$0	$0	$0
ALICE ELIA	VICE CHAIR	1.00	Officer Director	$0	$0	$0
MIKE METZ	TREASURER	1.00	Officer Director	$0	$0	$0
EMILY SCHUIT	SECRETARY	1.00	Officer Director	$0	$0	$0
AMBER CHUADHRY	DIRECTOR	1.00	Director	$0	$0	$0
SHARON COFFMAN	DIRECTOR	1.00	Director	$0	$0	$0
ANNE FINUCANE	DIRECTOR	1.00	Director	$0	$0	$0
MARCOS GONZALEZ	DIRECTOR	1.00	Director	$0	$0	$0
MELANIE HOFFMAN	DIRECTOR	1.00	Director	$0	$0	$0
KELLY KOZLOWSKI	DIRECTOR	1.00	Director	$0	$0	$0
KENDRA MATUSIAK	DIRECTOR	1.00	Director	$0	$0	$0
STACY MELLOTT	DIRECTOR	1.00	Director	$0	$0	$0
MIKE RIDEOUT	DIRECTOR	1.00	Director	$0	$0	$0
STACY SHORT	DIRECTOR	1.00	Director	$0	$0	$0
GUY SHAUL	DIRECTOR	1.00	Director	$0	$0	$0
ANN WAGNER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$166,045	$207,614	$762,770	$-41,569
2023	$703,727	$209,274	$773,768	$494,453
2022	$171,379	$192,062	$300,854	$-20,683
2021	$227,182	$166,919	$278,877	$60,263
2020	$178,397	$139,719	$180,307	$38,678
2019	$111,112	$116,441	$180,349	$-5,329
2018	$75,472	$102,743	$183,717	$-27,271

DOWNTOWN CHAMBERSBURG INC