Armstrong Habitat for Humanity Inc (EIN 251684517) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

Tom Hileman

Tax Period

2024-07-01 to 2025-06-30

Armstrong Habitat for Humanity Inc, founded in 1992, is a small nonprofit in the Housing & Shelter sector that reported $992K in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. The organization ran a surplus of $225K, a strong 23% operating margin.

Mission

New home construction and rehab of houses for clients while offering low interest or non interest loans

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $718,907

Program Service Revenue $233,118

Investment Income $18,550

Other Revenue $21,085

TOTAL REVENUE $991,660

Expense Breakdown

Grants Paid $0

Salaries & Benefits $153,987

Fundraising Expenses $0

Program Expenses $742,417

Other Expenses $612,414

TOTAL EXPENSES $766,401

Year-over-Year Comparison

	2024	2023	Change
Revenue	$991,660	$1,083,575	-0.1%
Expenses	$766,401	$861,915	-0.1%
Net Income	$225,259	$221,660	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

300

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$52,043

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Craig Glatfelter	Executive Director	40.00	Officer	$52,043	$0	$52,043
Tom Hileman	President	0.00	Officer Director	$0	$0	$0
Moore Clyde	Director	0.00	Director	$0	$0	$0
John Thomas	Director	0.00	Director	$0	$0	$0
Andrew Cypher	Director	0.00	Director	$0	$0	$0
Sean Taladay	Director	0.00	Director	$0	$0	$0
Claire Osborne	Director	0.00	Director	$0	$0	$0
Sharon Liberto	Director	0.00	Director	$0	$0	$0
Cogley James	Director	0.00	Director	$0	$0	$0
Steve Kovach	Vice President	0.00	Officer	$0	$0	$0
Tom Bradigan	Treasurer	0.00	Officer	$0	$0	$0
Melissa Schaeffer	Secretary	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$991,660	$766,401	$1,431,189	$225,259
2024	$1,083,575	$861,915	$1,220,378	$221,660
2023	$648,357	$531,266	$1,126,703	$117,091
2022	$699,332	$473,012	$893,319	$226,320
2021	$634,055	$579,060	$738,615	$54,995
2020	$786,661	$549,084	$768,468	$237,577
2019	$371,243	$414,635	$568,182	$-43,392

Armstrong Habitat for Humanity Inc