HANDS TRIAD HOUSING INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

MATTHEW W GOOD

Phone

8144533333

Tax Period

2024-10-01 to 2025-09-30

HANDS TRIAD HOUSING INC, founded in 1995, is a small nonprofit in the Housing & Shelter sector that reported $157K in total revenue in fiscal year 2024.

Mission

HANDS TRIAD HOUSING, INC. THROUGH ITS MANAGMENT AGENT HOUSING AND NEIGHBOROHOOD DEVELOPMENT SERVICE (HANDS) PROVIDES ATTRACTIVE AND AFFORDABLE LOW INCOME RENTAL HOUSING TO THOSE EXPERIENCING DISABILITIES IN MEADVILLE, PA.

Program Service Accomplishments

Program 1

Expenses: $138,685 Revenue: $55,078

HANDS TRIAD HOUSING, INC, THROUGH ITS MANAGEMENT AGENT HOUSING AND NEIGHBORHOOD DEVELOPMENT SERVICE (HANDS) PROVIDES 14 ATTRACTIVE AND AFFORDABLE LOW INCOME RENTAL HOUSING UNITS TO INDIVIDUALS WITH...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $99,298

Program Service Revenue $54,590

Investment Income $2,270

Other Revenue $488

TOTAL REVENUE $156,646

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $138,685

Other Expenses $160,669

TOTAL EXPENSES $160,669

Year-over-Year Comparison

	2024	2023	Change
Revenue	$156,646	$146,806	+0.1%
Expenses	$160,669	$176,294	-0.1%
Net Income	$-4,023	$-29,488	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELISSA GRUCZA	BOARD CHAIR	1.00	Officer Director	$0	$0	$0
JOE BLOOMSTINE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
SISTER MARIANNE STUCKERT	SECRETARY	1.00	Officer Director	$0	$0	$0
CINDY STONE	TREASURER	1.00	Officer Director	$0	$0	$0
BETTY JO CHITESTER	MEMBER	1.00	Director	$0	$0	$0
MICHELLE HARKINS	MEMBER	1.00	Director	$0	$0	$0
MICHAEL JARUSZEWICZ	MEMBER	1.00	Director	$0	$0	$0
DOUG MASSEY	MEMBER	1.00	Director	$0	$0	$0
RICK SHERBONDY	MEMBER	1.00	Director	$0	$0	$0
CECELIA SHATEM	MEMBER	1.00	Director	$0	$0	$0
JOHN VANTASSEL	MEMBER	1.00	Director	$0	$0	$0
JOHN VILLA	MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$156,646	$160,669	$512,949	$-4,023
2024	$146,806	$176,294	$525,620	$-29,488
2023	$130,270	$167,843	$547,707	$-37,573
2022	$131,094	$167,391	$577,037	$-36,297
2021	$129,983	$155,753	$613,255	$-25,770
2020	$127,360	$154,573	$652,682	$-27,213
2019	$129,658	$136,119	$671,810	$-6,461
2018	$126,921	$150,345	$673,818	$-23,424