HARRISBURG REGIONAL CHAMBER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

RYAN UNGER

Phone

7172324099

Tax Period

2023-01-01 to 2023-12-31

HARRISBURG REGIONAL CHAMBER, founded in 1994, is a community nonprofit in the Community Improvement sector that reported $1.2M in total revenue in fiscal year 2023. Revenue decreased 13% compared to the prior year.

Mission

THE MISSION OF THE HARRISBURG REGIONAL CHAMBER IS TO BE A CATALYST FOR POLICY CHANGE, FOR JOB CREATION AND FOR BUSINESS GROWTH IN CUMBERLAND, DAUPHIN, AND PERRY COUNTIES THAT ENHANCES THE QUALITY OF LIFE IN OUR REGION.

Program Service Accomplishments

Program 1

CHAMBER PROGRAMS SUPPORT MEMBERS BY PROVIDING UNLIMITED NETWORKING OPPORTUNITIES, BUSINESS EXPOSURE,PROFESSIONAL DEVELOPMENT, LEGISLATIVE SUPPORT AMONG ITS DIVERSIFIED PORTFOLIO OF MEMBER SERVICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,103,900

Investment Income $0

Other Revenue $49,105

TOTAL REVENUE $1,153,005

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,348,123

Fundraising Expenses $0

Other Expenses $-117,236

TOTAL EXPENSES $1,230,887

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,153,005	$1,321,989	-0.1%
Expenses	$1,230,887	$1,172,168	+0.1%
Net Income	$-77,882	$149,821	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$340,870

Total Directors

$204,088

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RYAN UNGER	PRESIDENT &	22.00	Officer Director	$191,943	$12,145	$204,088
SCOTT ROGERS	VP, FINANCE	20.00	Officer	$121,783	$14,999	$136,782
MELISSA STONE	VP ECONOMIC	1.00	Highest	$113,489	$12,512	$126,001
KARA LUZIK CANALE	VP STRATEGY	37.00	Highest	$106,670	$8,755	$115,425
JACQUELYN ANDERSON	DIRECTOR	1.00	Director	$0	$0	$0
JOE ARTHUR	DIRECTOR	1.00	Director	$0	$0	$0
RICH BEATY	DIRECTOR	1.00	Director	$0	$0	$0
KARA BEEM	VICE CHAIR	1.00	Officer Director	$0	$0	$0
ALISON L BERNHARDT	DIRECTOR	1.00	Director	$0	$0	$0
DOUG CALLENBERGER	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW CAMPBELL	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT CANTOR	DIRECTOR	1.00	Director	$0	$0	$0
ERIC DARR	DIRECTOR	1.00	Director	$0	$0	$0
DAVID H DIX	DIRECTOR	1.00	Director	$0	$0	$0
OLIVIA EDWARDS-RINDFUSS	DIRECTOR	1.00	Director	$0	$0	$0
LINDA FEDRIZZI-WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
ABIGAIL FORTINO	SECRETARY	1.00	Director	$0	$0	$0
G GREG GUNN	IMMEDIATE PA	1.00	Officer Director	$0	$0	$0
KAREN GUNNISON	BOARD CHAIR	1.00	Officer Director	$0	$0	$0
NORA HABIG	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER HALL	DIRECTOR	1.00	Director	$0	$0	$0
ALISA HARRIS	TREASURER	1.00	Officer Director	$0	$0	$0
RON HAWES	DIRECTOR	1.00	Director	$0	$0	$0
BRYAN JONES	DIRECTOR	1.00	Director	$0	$0	$0
DR JOHN M MASON JR	DIRECTOR	1.00	Director	$0	$0	$0
NICOLE KAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW KENWORTHY	DIRECTOR	1.00	Director	$0	$0	$0
ZACK KHURI	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JASON KIRSCH	DIRECTOR	1.00	Director	$0	$0	$0
JOHN LAWN	DIRECTOR	1.00	Director	$0	$0	$0
EMELIA MAKOR	DIRECTOR	1.00	Director	$0	$0	$0
STEPHEN MASSINI	DIRECTOR	1.00	Director	$0	$0	$0
GIUSEPPINA MCCARTHY	DIRECTOR	1.00	Director	$0	$0	$0
MIKE MCHENRY	DIRECTOR	1.00	Director	$0	$0	$0
BOB MURPHY	DIRECTOR	N/A	Director	$0	$0	$0
WES REOHR	DIRECTOR	1.00	Director	$0	$0	$0
MARYANNE REYNOLDS	DIRECTOR	1.00	Director	$0	$0	$0
ERIK RYBERG	DIRECTOR	1.00	Director	$0	$0	$0
MARY SMITH	DIRECTOR	1.00	Director	$0	$0	$0
ADAM STEWART	DIRECTOR	1.00	Director	$0	$0	$0
JOANNA TURNER	DIRECTOR	1.00	Director	$0	$0	$0
LEIGH TWIFORD	DIRECTOR	1.00	Director	$0	$0	$0
CATHERINE WILSBACH	DIRECTOR	1.00	Director	$0	$0	$0
MIKE WILSON	DIRECTOR	1.00	Director	$0	$0	$0
MERON YEMANE	DIRECTOR	1.00	Director	$0	$0	$0
KAREN YOUNG	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,153,005	$1,230,887	$1,017,433	$-77,882
2022	$1,321,989	$1,172,168	$1,286,032	$149,821
2021	$942,605	$1,058,148	$610,223	$-115,543
2020	$942,768	$829,259	$457,327	$113,509
2019	$1,071,810	$1,065,703	$365,058	$6,107
2018	$1,061,967	$1,067,563	$380,634	$-5,596